Stephens Ridge
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
Proxies are permitted with no notarization or prescribed-form requirements identified — HOAproxy can deliver one for you.
Special assessment increases may be approved by votes cast in person or by proxy.confidence 82%
Lots are restricted to single-family residential use, with leasing, parking, pet, fence, and exterior controls.confidence 82%
Lots are restricted to single-family residential use, with leasing, parking, pet, fence, and exterior controls.confidence 55%
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What Stephens Ridge's governing documents say
Stephens Ridge is a single-family home HOA subdivision in Clayton, NC, governed by a Declaration of Restrictive Covenants. These rules bind all lot owners and are enforced by the homeowners association. The document sets strict architectural standards, use restrictions, and annual dues.
- What you own & maintain: You own your lot and home; the HOA maintains common areas like the entrance sign and landscaping. Each lot must be kept well-maintained, mowed, and free of debris.
- Architectural review: All exterior changes, including buildings, fences, pools, and landscaping, require prior written approval from the Architectural Committee. The committee can withhold approval arbitrarily and may waive minor violations up to 10%.
- Building size & design: Homes must be at least 1,700 square feet of heated floor space (amended from 2,300), stick-built on site, with a front porch, attached two-car garage, and masonry or approved siding. No metal structures or temporary buildings are allowed.
- Setbacks & impervious area: Structures must be at least 20 feet from front and side street lines, 5 feet from interior and rear lot lines. Maximum impervious area per lot is 5,500 square feet, including driveways and patios.
- Leasing & rentals: Permanent leasing or renting of a dwelling is prohibited. Only temporary renting by the Declarant is allowed, and no short-term, transient, or bed-and-breakfast rentals are permitted.
- Pets: Up to three dogs, cats, or other common household pets are allowed per unit, but they cannot be kept for commercial purposes. Dogs must be leashed outside the unit, and owners must clean up after them.
- Parking & vehicles: Each lot must have off-street parking for at least two cars. No parking on streets or common property; commercial trailers, RVs, boats, and inoperable vehicles must be kept in garages or out of sight from streets.
- Fees & assessments: Annual HOA dues are $360, due January 1st. If unpaid by January 30th, the HOA can place a lien on the lot, including attorney's fees.
Key facts from Stephens Ridge's documents
- Community type
- Homeowners Association
- Legal name
- Stephens Ridge of Johnston HOA, Inc
- Developer / declarant
- Gray Wolf Development, LLC (Page 1 of DOC 11080 (Declaration))
- Assessments & dues
- $360 per lot per year (Article XXIII of DOC 11080; also DOC 110)
- Collections & liens
- Association may assert a lien for delinquent dues including attorney's fees; foreclosure not detailed (Article XXIII of DOC 11080)
- Reserves & fees
- No transfer or administrative fee shall be charged to Declarant or builder conveying a lot or new home (Article XXIII of DOC 11080)
- Leasing & rentals
- Permanent leasing or renting prohibited; only temporary renting by Declarant; no transient, short-term, bed and breakfast, or hotel use (Article XXIV Section 2 I, last two parag)
- Parking & vehicles
- Prohibited (Article XXIV Section 2 A of DOC 11080)
- Fences
- No fence without prior written ARC consent; may be withheld arbitrarily; must meet minimum setbacks; no chain link; maximum height 6 ft; location no nearer front than midline of side of home; owner maintains in good condition (Article XV of DOC 11080)
- Architectural approval
- Yes, for all buildings, alterations, fences, pools, siding, roof colors, landscaping materials, etc. (Articles II, IV, VII, XV, VI (pools) of )
- Solar & roof
- Roof must be at least 25-year architectural shingles; style and color approved by ARC (Article VII of DOC 11080)
- Home business
- Allowed within Unit if not apparent, conforms to zoning, no regular clients, consistent with residential character (Article XXIV Section 2 I of DOC 11080)
- Signs & flags
- One professional For-Sale sign up to 12 sq ft; builder sign up to 9 sq ft; model home sign up to 12 sq ft; no bandit signs, banners, or flags except by Declarant during initial development; permit box not considered a sign (Article XIII of DOC 11080)
- Setbacks / home size
- Front: 20 ft; side street: 20 ft; interior side: 5 ft; rear: 5 ft. Eaves, steps, carports, decks, open porches not considered to encroach. ARC may waive violations. (Article VIII of DOC 11080)
- Use restrictions
- Yes, except for recreational and related purposes consistent with Declaration (Article III and Article XXIV Section 1 o)
- Voting & meetings
- One vote per lot; quorum of 50% of lot owners; majority of represented owners decides (Article II and Article XXIII of DOC 1108)
About this HOA
Stephens Ridge is a homeowners association in Clayton, NC.
HOAproxy has 4 documents on file for Stephens Ridge: 3 CC&Rs and 1 articles of incorporation. Last updated 2026-04-27.