Cypress Creek (NC)
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Cypress Creek (NC)'s governing documents say
This is a declaration of covenants, conditions, and restrictions for Cypress Creek Townhomes, a townhome community in Southern Pines, NC, governed by the North Carolina Planned Unit Development Act. It applies to unit owners and residents, outlining the rules for living in the community, including property use, assessments, and maintenance responsibilities.
- What you own & maintain: You own your townhome unit and an equal pro-rata undivided interest in the common areas. You are responsible for maintaining your unit's interior and exterior, while the association maintains common areas like roads, sidewalks, and driveways.
- Assessments & fees: Annual assessments start at $1,020 per unit ($85/month), with a possible 10% annual increase without a vote. Special assessments for capital improvements require a 2/3 vote. A $200 working capital fund is collected at closing.
- Leasing & rentals: Renting out less than the whole unit is prohibited. No specific minimum lease term is stated, but all rentals must comply with the declaration and association rules.
- Pets: Only domestic household pets are allowed, subject to association rules. Pets must be leashed when outside unless in a fenced area, and waste must be removed immediately. No commercial breeding or keeping of animals for commercial purposes.
- Parking & vehicles: No campers, trailers, boats, or similar vehicles may be parked or stored on the property. Trucks are limited to standard 2-ton pickups or smaller. Vehicles must display a current inspection sticker, and parking is only in garages and driveways, not on streets or blocking sidewalks.
- Architectural review: The Declarant (and later the Association) controls the appearance of the community. No alterations to common elements, yard decorations, or signs are allowed without prior approval. Signs are limited to those advertising the unit for sale/rent, construction, or approved by the Declarant/Association.
- Use restrictions: Units are for residential use only. No timeshare or fractional ownership is allowed. Activities that are a nuisance, increase insurance rates, or interfere with golf course play are prohibited. No burning of wood or trash, and no outdoor clotheslines unless in fenced areas.
- What this document doesn't cover: This is a declaration of covenants, conditions, and restrictions, not the full set of governing documents. It does not include the association's bylaws, rules and regulations, or any separate architectural guidelines, which are referenced but not provided here.
Key facts from Cypress Creek (NC)'s documents
- Community type
- Townhome Planned Community (Article I, Section A; Article II, Sectio)
- Legal name
- Cypress Creek Townhomes Association, Inc.
- Developer / declarant
- Mid-State Development, LLC, a North Carolina limited liability company (Preamble; Article I, Section K)
- Governing law
- North Carolina Planned Unit Development Act, Chapter 47F of the North Carolina General Statutes (Article I, Section A)
- Assessments & dues
- $1,020.00 per Unit per year, collected monthly at $85.00 per month (Article VII, Section 4)
- Special assessments
- May be levied for capital improvements with assent of two-thirds of votes of each class of Members (Article VII, Section 5)
- Collections & liens
- Unpaid assessments create a lien in favor of the Association; may foreclose like a Deed of Trust under Chapter 45 of NC General Statutes; lien subordinate to first mortgages and ad valorem taxes (Article VII, Sections 1, 9, 10)
- Reserves & fees
- Association shall establish and maintain an adequate reserve fund for periodic maintenance, repair, and replacement of improvements (Article VII, Section 3)
- Pets
- Domestic household pets allowed, subject to rules and regulations (Article II, Section K)
- Leasing & rentals
- Not explicitly addressed; rental of less than the whole unit is prohibited (Article II, Section E)
- Parking & vehicles
- All parking shall be limited to garages and driveways; no parking in streets, rights-of-way, or easement areas; no blocking sidewalks (Article II, Section Q)
- Architectural approval
- Declarant, and after Declarant control, the Association, has right and obligation to control development and appearance (Article VIII)
- Signs & flags
- No sign of any kind displayed to public view on any Unit except for signs allowed by law and approved by Declarant for: (i) advertising Unit for sale or rent, (ii) advertising building contractor during initial construction, (iii) identifyi (Article II, Section S)
- Maintenance
- Association provides exterior maintenance including roofs (Article XI, Section 1)
- Insurance
- Association obtains master policies for Common Areas; property damage insurance at 100% of current replacement cost; public liability insurance at least $1,000,000 per occurrence (Article VI)
- Use restrictions
- Each Unit shall be occupied only for residential purposes (Article II, Section A)
- Voting & meetings
- Class A members (all Unit Owners except Declarant) have one vote per Unit; Class B member (Declarant) has three votes per Unit owned (Article X, Section D)
- Amendments
- May be amended by instrument signed by not less than 75% of Unit Owners; amendments requiring Town of Southern Pines compliance must be approved by the Town; Declarant may amend to add additional phases (Article IX)
About this HOA
Cypress Creek (NC) is a homeowners association in Louisburg, NC.
HOAproxy has 1 document on file for Cypress Creek (NC): 1 recorded document. Last updated 2026-06-25.
Governing documents
- Creek Cypress 0 (19 pages) — PDF