Harborwalk

What Harborwalk's governing documents say

HarborWalk at St. James Plantation is a condominium community in Brunswick County, NC, with 8 residential units in one building. You own your unit and an undivided share of the common elements, and you automatically become a member of both the HarborWalk owners association and the St. James Plantation master association. The declaration sets out rules for leasing, pets, exterior changes, and assessments, and it grants the developer broad rights to add up to 92 more units over time.

• What you own & maintain: You own the interior of your unit, including interior walls, doors, and finish surfaces, but not pipes or wiring behind walls. The association maintains and repairs all common elements, including the building exterior, and is responsible for painting exterior doors and window frames.
• Leasing & rentals: There is no minimum lease term, but all leases must be in writing and must state that they are subject to the declaration and association rules. The association can require a copy of any lease and can demand removal of a tenant who violates the rules.
• Pets: The declaration does not set a specific pet limit or pet rules. Any pet restrictions would come from the association's rules and regulations or the master declaration.
• Architectural review: You must get written association approval before making any exterior changes, including painting, installing satellite dishes, or altering the appearance of your unit. Plans must be submitted for review, and the association may require you to maintain and insure approved alterations. The master association's architectural committee also has approval rights.
• Assessments & fees: The association levies assessments to cover common expenses, allocated equally among units based on the allocated interests in the declaration. You also must pay assessments to the St. James Plantation master association, and unpaid assessments can become liens on your unit.
• Insurance: The association carries property and liability insurance (at least $1,000,000 liability) covering the common elements and units, but not your personal belongings or improvements you make. You can buy your own insurance for your unit and personal property.
• Use restrictions: Units are restricted to residential use. You cannot create a nuisance, make unreasonable noise, or interfere with other owners' enjoyment. You also cannot subdivide your unit or relocate boundaries between adjoining units.
• What this document doesn't cover: This is only the declaration of condominium; it does not include the full rules and regulations, bylaws, or the master declaration for St. James Plantation. Those documents may contain additional restrictions on pets, rentals, parking, and other matters.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.