Arbor Creek Community Association, Inc.

What Arbor Creek Community Association, Inc.'s governing documents say

Arbor Creek is a master-planned community in St. James, NC, governed by a master homeowners association (HOA) with potential sub-associations called Neighborhood Associations. This document is the master declaration of covenants, conditions, and restrictions (CC&Rs) that applies to all property owners, including owners of single-family homes, townhomes, and condominium units within the community. It establishes the rights and obligations of owners, the association, and the developer (Declarant), covering assessments, use restrictions, architectural control, and enforcement.

• What you own & maintain: You own your individual Unit (lot, house, or condominium unit). The Association maintains the Common Area (shared land, roads, landscaping, and amenities) and the Area of Common Responsibility, funded by assessments. Owners are responsible for maintaining their own Units and any Exclusive Common Areas assigned to them.
• Assessments & fees: There are four types of assessments: Base Assessments (common expenses for all Units), Neighborhood Assessments (for benefits to a specific neighborhood), Special Assessments (for emergencies or compliance costs), and Benefitted Assessments (for services benefiting only certain Units). Assessments are a lien on the property and personal obligation of the owner. Late payments accrue interest at the maximum rate allowed by North Carolina law, plus costs and attorney's fees.
• Use restrictions: Units are for single-family residential use only. No business, trade, or commercial activity is allowed unless it is home-based and not detectable from outside. No temporary structures (tents, mobile homes) without approval. No recreational vehicles, boats, or commercial vehicles may be kept on a Unit unless stored in a garage or in a designated storage area. No window air conditioning units without approval. Exterior lighting, sculptures, fences, playground equipment, and tree removal require prior architectural review approval.
• Architectural review: All exterior improvements, alterations, and construction must be approved by the Architectural Review Board (ARB) in accordance with the Design Guidelines. The ARB may grant variances for hardship or aesthetic reasons. If no decision is made within 50 days of a complete application, the application is deemed approved. Violations may result in removal at the owner's expense, with costs assessed as a Special Assessment.
• Leasing & rentals: The document does not impose a minimum lease term or restrict the number of rentals. However, owners are responsible for ensuring their tenants comply with all governing documents. Leases are subject to the same use restrictions (e.g., single-family occupancy).
• Pets: The document does not specify a pet limit or type restriction. However, pets must be kept in compliance with general nuisance and noise provisions, and any animal enclosures (dog runs, pens) require architectural approval.
• Parking & vehicles: Recreational vehicles, boats, and commercial vehicles may not be kept on a Unit unless stored in a garage or in a designated storage area provided by the Declarant. No on-street parking restrictions are specified in this document.
• Developer rights & transition: The Declarant (developer) retains special rights, including the ability to annex additional property, appoint directors, and amend the declaration unilaterally until December 31, 2025. The Class B membership (Declarant) gives it 10 votes per Unit it owns, and this membership terminates when Class A votes outnumber Class B votes for 360 days, or on December 31, 2025, whichever comes first.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.