Players Club Cottages at St James Plantation

What Players Club Cottages at St James Plantation's governing documents say

Players Club Cottages At St James Plantation is a planned community of single-family homes (Lots) in Bolivia, NC. It is a sub-association within the larger St. James Plantation master community, so residents are subject to both this Declaration and the Master Declaration. This document governs the Players Cottages Association, covering assessments, architectural controls, maintenance, and insurance.

• What you own & maintain: You own your Lot and the improvements on it. The Association maintains the Common Elements, exterior of all improvements on each Lot (including roofs, gutters, siding, landscaping), and shared driveways. You are responsible for interior maintenance, doors, windows, screens, window treatments (must be white from exterior), HVAC equipment, and utility connections.
• Assessments & fees: Each Lot pays the same Annual Assessment for Common Expenses. A $1,000 working capital contribution is due at initial sale. Special assessments up to 20% of the annual assessment can be levied by the Executive Board without owner vote; larger special assessments require 2/3 of votes cast or majority of votes entitled. Late payments accrue 18% interest and may incur late charges.
• Architectural review: All exterior additions, alterations, landscaping, and visible window/door treatments require prior written approval from Declarant (during Declarant control) or the Association. Interior window treatments visible from outside must be white. Approvals are separate from any required by the Master Association or public authorities.
• Insurance: You must maintain property insurance on your improvements (100% replacement cost), personal property, and liability insurance. The Association insures the Common Elements (at least 80% replacement cost) and carries liability, fidelity, and director/officer coverage. Both policies must include waivers of subrogation and name the other as additional insured.
• Leasing & rentals: The document does not specify minimum lease terms or restrictions on leasing. However, the Master Declaration may impose additional rules. Owners are responsible for their tenants as Authorized Users.
• Pets: The document does not address pet restrictions. The Master Declaration or Association rules may apply.
• Parking & vehicles: The Association may adopt rules on vehicle types, noise levels, speed, and parking on streets within the Development.
• Party walls: Walls built on lot dividing lines are party walls. Repair and maintenance costs are shared by the adjoining owners. If destroyed, either owner may restore, and the other must contribute proportionally if they use the wall.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.