Cambridge Crossings Homeowner Association, Inc.

What Cambridge Crossings Homeowner Association, Inc.'s governing documents say

Cambridge Crossings is a single-family home community in St. James, NC, governed by a homeowners association (HOA). It is also part of the larger South Harbour Master POA, which provides shared amenities like a clubhouse, pool, and tennis courts. The HOA handles exterior maintenance of homes and common areas, funded by assessments on all lots.

• What you own & maintain: You own your lot and the interior of your home. The Association maintains the exterior (roof, siding, trees, shrubs, walks, driveways) but not doors, windows, screens, frames, rear decks, skylights, or landscaping inside enclosed rear courtyards.
• Assessments & fees: All lots pay equal regular annual assessments. Special assessments for capital improvements require approval by two-thirds of voting members. A $250 working capital contribution and $550 initial insurance payment are due at closing. Late payments incur 18% annual interest and a $15 monthly late fee.
• Leasing & rentals: Leases must be for at least 30 consecutive days. The Board may require leases to include tenant compliance with HOA rules and allow direct enforcement against tenants.
• Pets & animals: Dogs, cats, or other household pets are allowed but not for commercial purposes. Pets must be leashed and under control. The Board can expel any pet deemed a nuisance.
• Parking & vehicles: No inoperable vehicles or vehicles without current registration/insurance. Boats, campers, trailers, and mobile homes are prohibited unless approved by the Association (golf carts excepted). Parking on common areas is not allowed; no parking on Fish Factory Road.
• Architectural review: Any exterior changes (buildings, fences, landscaping, tree removal) require written approval from the Architectural Review Committee. Plans are deemed approved if no response within 60 days.
• Use restrictions: Lots are for single-family residential use only. No nuisances, temporary structures as residences, outside antennas (except small satellite dishes), or 'For Sale' signs (except by Declarant). Window coverings visible from outside must be white or neutral; exterior lights must be clear or white.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.