Cottages at Mariners Pointe HOA Inc

St. James, NC

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What Cottages at Mariners Pointe HOA Inc's governing documents say

This is an amendment to the Declaration of Covenants, Conditions, and Restrictions for the Mariners Pointe Community (formerly Flagship Point at Long Beach Point) in St. James, NC. It establishes a homeowners association (Mariners Pointe Community Association, Inc.) that governs single-family lots. The rules apply to all lot owners, residents, and their tenants.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Cottages at Mariners Pointe HOA Inc's documents

Reflects the 2006 governing documents — figures and rules are as originally recorded and may have changed since.

Legal name
Mariners Pointe Community Association, Inc. (Article I, Section 1)
Developer / declarant
Bill Clark Homes of Wilmington, LLC (Opening paragraph and Article I, Section)
Governing law
North Carolina Planned Community Act (Chapter 47F) and North Carolina Nonprofit Corporation Act (Chapter 55A) (Article X, Section 5 (implied rights))
Assessments & dues
Maximum Annual Assessment initially $35.00 per month per Class A Lot (until December 31, 2006). (Article V, Section 3(a))
Special assessments
Allowed for capital improvements, debt repayment, or other purposes with same ratification process as annual assessment. (Article V, Section 4)
Collections & liens
Unpaid assessments (and fines) become a continuing lien on the lot; Association may foreclose. Lien is subordinate to first mortgage. Foreclosure of first mortgage extinguishes prior assessment liens. (Article V, Sections 1, 11)
Reserves & fees
Board may establish late charge; if not paid within 30 days after due date, interest accrues. (Article V, Section 10)
Pets
Yes, cats, dogs, and other household pets (reasonable number) allowed. No livestock, poultry, or commercial breeding. Must be kept within residence. Owners must clean droppings, leash animals outside dwelling. Association may expel animals (Article XI, Section 8)
Leasing & rentals
Yes, Owner may lease or sublet unit. (Article XI, Section 16)
Parking & vehicles
Off-street parking for at least 2 cars required; parking areas/driveways must be concrete, brick, asphalt, or turfstone. No parking on lawns or landscaped areas. (Article XI, Section 11)
Fences
No fence forward of rear exterior corners of main structure. Max 6 ft height on side/rear. Corner lots: fence must be set back min 1/2 building line setback and not forward of rear corner. ARC approval required. (Article XI, Section 12)
Architectural approval
Architectural Review Committee (ARC) approval required for all improvements, including site, style, fences, outbuildings, landscaping changes, tree removal, and any exterior changes after occupancy. Declarant has approval authority before A (Article VIII, Section 1)
Signs & flags
Only one For Sale/For Rent sign (max 36x24), one political sign (max 24x24, displayed up to 45 days before and 7 days after election). No signs on Common Area without Association consent. Declarant/Builder may have signs on owned lots and C (Article XI, Section 9)
Setbacks / home size
Minimum 1100 square feet of enclosed dwelling area (excluding garages, decks, open porches, etc.). (Article XI, Section 17)
Maintenance
Owner maintains all improvements on lot. Association maintains Common Area (including streets, stormwater drainage, utility lines except within lots). Association may enter lots for maintenance. (Article X, Section 1; Article XI, Sectio)
Use restrictions
No trade, business, profession, or commercial activity on any lot except showing for sale/lease. Declarant and Builder have exceptions for sales offices, model homes, construction. (Article XI, Section 1)
Voting & meetings
Two classes: Class A Lots (single-family dwellings) get 1 vote each; Class B Lots (owned by Declarant or Builder) get 9 votes each until conversion. Leased lots cannot have vote weight over 49%. (Article III, Sections 2 and 3)
Amendments
Declarant may amend unilaterally while owning any lot (subject to notice 15 days after recording). After Class B ends, amendment requires 75% of lot owners during first 25 years. Term: 25 years from recording (2006), auto renews 10-year per (Article XIII, Section 3; Article XII, Se)
Amenities
Association may charge admission fees for recreational facilities on Common Area and limit use to owners and their families, tenants, and guests. (Article IV, Section 2)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Cottages at Mariners Pointe HOA Inc is a homeowners association in St. James, NC.

HOAproxy has 1 document on file for Cottages at Mariners Pointe HOA Inc: 1 recorded document. Last updated 2026-07-11.

Governing documents

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