North Topsail Shores Lot 32B

What North Topsail Shores Lot 32B's governing documents say

This is the master declaration for North Topsail Shores Lot 32B Townhomes, a two-unit townhome community in Surf City, NC. It establishes a non-traditional ownership structure where the land is owned by the association or unit owners as tenants in common, and each unit owner owns the above-ground structure from ground to roof. The rules bind unit owners and their tenants.

• What you own & maintain: You own your unit (the above-ground structure) individually. The land below is owned by the association or all unit owners as tenants in common. The association maintains common areas, but individual owners are responsible for exterior maintenance and repair of their own units and improvements serving their unit.
• Leasing & rentals: Owners may lease their units with no minimum lease term; vacation rentals are explicitly allowed. Tenants must comply with all rules. The board may limit or prohibit owners' use of recreational facilities during rental periods. Units must be leased in their entirety.
• Architectural review: Any exterior changes (buildings, fences, landscaping, etc.) require written approval from the Architectural Control Committee, which can deny for any reason including aesthetics. The committee has 30 days to respond; if no response, plans are deemed approved. Appeals go to the Board of Directors.
• Parking & vehicles: On-street parking is prohibited except for temporary gatherings. Vehicles over 7,000 lbs empty weight, motor homes, and buses cannot park overnight unless in an enclosed garage (guests limited to 7 days per year). No vehicle repairs on blocks or stands outside an enclosed garage.
• Pets: Household pets are allowed but not for breeding or commercial purposes. Pets must be leashed off the owner's lot. The association may prohibit specific breeds based on temperament or size. Inherently dangerous animals (e.g., wolves, big cats, venomous snakes) are banned.
• Assessments & fees: Annual and special assessments are levied per unit. Special assessments for non-insurance purposes require 51% member approval. Unpaid assessments become a lien and can be foreclosed like a mortgage. The association may also suspend voting rights and recreational facility use for nonpayment.
• Insurance: The association carries blanket all-risk insurance on common area improvements and a public liability policy ($1M/$3M limits). For townhome units, the association typically insures the structure; unit owners may insure personal property and liability. Owners must maintain termite inspection/repair contracts.
• Business use: Units are for residential use only. Home businesses are allowed only if not detectable from outside, comply with zoning, involve no client visits, and are consistent with residential character. Leasing is not considered a business.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.