Headwater Cove at Bradley Creek

What Headwater Cove at Bradley Creek's governing documents say

Headwater Cove at Bradley Creek is a standard single-family home HOA in Wilmington, NC. This declaration of covenants, conditions, and restrictions (CC&Rs) binds all lot owners, their tenants, and guests. It establishes the HOA, common areas, assessments, architectural controls, and use restrictions for the subdivision.

• What you own & maintain: You own your lot and the dwelling on it. The HOA maintains common areas, entrance signage, stormwater drainage, and provides exterior maintenance for each home (paint, roof, siding, trees, shrubs, walks) except glass surfaces. If damage is caused by your negligence, you pay the cost.
• Assessments & fees: Annual assessments are set by the Board and can increase up to 5% per year without a vote; a special assessment for capital improvements requires a 2/3 vote of members. The initial maximum annual assessment is $300 per lot. A working capital assessment equal to two months' estimated annual assessment is due at closing. Assessments are a lien on the lot if unpaid.
• Architectural review: No exterior changes (including painting) may be made without written approval from the Declarant or later the Architectural Control Committee. Plans must be submitted; approval is deemed given if no response within 30 days. Approval may be denied for any reason, including aesthetics.
• Use restrictions: Lots are for residential use only. No temporary structures, recreational vehicles, boats, campers, or mobile homes may remain on lots or streets without consent. No inoperable or unregistered vehicles; vehicle repairs only in garages. No signs except a single 'For Sale' sign conforming to county ordinance. No subdivision of lots without approval.
• Pets: Dogs, cats, or other household pets are allowed but not for commercial purposes. Pets must be leashed and not run free. The Board can permanently expel any pet deemed a nuisance.
• Party walls: Walls built on lot dividing lines are party walls. Repair costs are shared proportionally by the owners using the wall. Disputes are settled by arbitration.
• Leasing & rentals: The document does not restrict leasing or set minimum lease terms. Tenants and occupants must comply with all covenants.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.