Jackson's Ridge

What Jackson's Ridge's governing documents say

Jackson's Ridge is a single-family home HOA in Wilmington, NC, governed by the North Carolina Planned Community Act. This declaration binds all lot owners, tenants, and occupants to rules about property use, assessments, and architectural standards.

• What you own & maintain: You own your lot and single-family home. The association maintains common areas (passive/active recreation, detention basin, drainage, private roads, sidewalks, street lights). You must maintain the 20' storm drainage easement behind certain lots, keeping ditches mowed and free of obstructions.
• Assessments & fees: Annual assessment starts at $300 per lot, can increase up to 5% yearly without a vote. A $200 transfer fee is due at closing. A working capital assessment equal to two months' estimated assessment is due at purchase. Special assessments for capital improvements require 2/3 vote of each membership class. Late fees: 10% after 10 days, plus 12% annual interest.
• Architectural review: All exterior changes (buildings, fences, walls, additions) require written approval from the Board or an Architectural Committee. Minimum house size: 1,200 sq ft enclosed dwelling area (excluding garage, decks, porches). No specific setback lines; site location is controlled by the committee. Reconstruction after damage must be completed within 12 months.
• Use restrictions: Lots are for single-family residential use only. No commercial or business activity without board approval. No more than 3 unrelated persons per dwelling. No inoperable vehicles, boats, campers, trailers, or commercial vehicles unless stored out of sight. No above-ground pools, clotheslines, or chain-link fences. Overnight street parking is prohibited; off-street parking for 2-3 vehicles required.
• Pets: Dogs, cats, or other household pets are allowed but not for commercial purposes. They must be leashed and personally escorted at all times; no roaming free.
• Stormwater & environmental restrictions: Built-upon area per lot is limited (e.g., 3,000 sq ft for most lots). A 50-foot vegetative buffer is required adjacent to surface waters. Runoff must drain into the permitted system. These restrictions cannot be altered without state consent.
• Enforcement & fines: The association can levy reasonable fines for violations, with prior written notice and a hearing. Unpaid fines become a lien enforceable by foreclosure. The association or any lot owner can enforce restrictions through legal proceedings.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.