Loder Landing
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
association language present (entity×58, governance×7)
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What Loder Landing's governing documents say
Loder Landing is a planned community of 28 single-family lots in Wilmington, NC, governed by a homeowners' association (HOA). It includes a community boating facility with 21 boat slips. The rules apply to all lot owners and residents.
- What you own & maintain: You own your lot and the dwelling on it. The HOA owns and maintains the common elements (e.g., streets, the boating facility) and may also maintain limited common elements like boat slips. Owners must maintain their lots and structures.
- Architectural review: All exterior construction, additions, painting, or alterations require prior written approval from the Declarant (developer) or later the HOA's Architectural Control Committee. Approval may be based on aesthetic grounds. If no decision within 30 days, approval is deemed given.
- Minimum dwelling size: Dwellings on Lots A, B, C must have at least 2,000 sq. ft. of heated area; all other lots require at least 1,750 sq. ft. The committee may allow as low as 1,450 sq. ft. if it won't hurt property values.
- Use restrictions: Lots are for single-family residential use only. No noxious activities, temporary structures as residences, or clotheslines. Off-street parking for at least 2 cars must be provided. Boats, campers, trailers, and inoperable vehicles cannot be stored on lots or streets without HOA consent.
- Boat slips: There are 21 boat slips as limited common elements. Only holders of Boat Slip Certificates may use them and must pay assessments specifically for their maintenance. A separate bank account is kept for those funds.
- Assessments & fees: All lot owners pay annual assessments for common expenses. Special assessments for capital improvements require 2/3 vote of members. A one-time working capital assessment of $200 is due at purchase (plus $200 for boat slip holders). Assessments are a lien on the lot if unpaid.
- Developer rights: The developer retains special rights until the earlier of 2006 or when Class A votes equal Class B votes. These include the right to annex additional property, amend the declaration without member approval in certain cases, and control architectural approvals.
Key facts from Loder Landing's documents
- Community type
- Covenant / Planned Community
- Legal name
- Loder Landing Homeowners' Association, Inc. (Art. I §3)
- Developer / declarant
- LODER DEVELOPMENT COMPANY, INC.
- Governing law
- North Carolina Planned Community Act, Chapter 47F of the North Carolina General Statutes (Preamble and Art. I §1)
- Assessments & dues
- Executive Board adopts proposed annual budget at least 90 days before fiscal year; within 30 days provides summary and notice of meeting; budget ratified unless majority of all Lot Owners reject. If rejected, prior budget continues. (Art. IV §3)
- Special assessments
- Levy for capital improvements with assent of two-thirds of Members of each class voting in person or by proxy at a meeting duly called; written notice 10 to 60 days before meeting. (Art. IV §4)
- Reserves & fees
- Association may establish and collect late fees for delinquent installments. (Art. IV §10)
- Parking & vehicles
- No boat, motor boat, camper, trailer, motor/mobile homes, tractor/trailer or similar vehicle permitted on any Lot or street without written consent. (Art. VI §3(D))
- Fences
- Fences permitted on any Lot, but design, placement, and materials must be approved. (Art. VI §2(D))
- Architectural approval
- Plans and specifications for any dwelling, wall, structure, exterior addition or change (including painting) must be submitted and approved in writing as to harmony of external design and location. (Art. VI §1)
- Setbacks / home size
- No specific setback lines; site location controlled by Declarant/Board/Committee; but no structure closer to property line than permitted by applicable governmental regulations. (Art. VI §2(B))
- Use restrictions
- No Lot used for any purpose except residential. (Art. VI §3(A))
- Voting & meetings
- Class A (all Owners except Declarant): one vote per Lot owned; Class B (Declarant): three votes per Lot owned. No fractional voting. When more than one owner, only one vote cast per Lot. (Art. III §3)
- Amendments
- Declarant may amend without member approval before sale of first Lot; for Additional Property; to correct errors; for tax exemption; to conform to law; for platting changes. After Declarant Control Period, amendment procedure not specified. (Art. V §3)
Community details for Loder Landing
- Assessments & dues
- $1,200/year (estimated from 3 real-estate listings) (source)
Related associations
Nearby (within 500 m): Sapphire Ridge · Timberbrook Subdivision · Tall Ships Landing · Windy Hills · Avalon West · Avalon Oaks
About this HOA
Loder Landing is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Loder Landing: 1 CC&R. Last updated 2026-06-01.
Governing documents
- Declaration of Covenants (2001) · Bk 2920/Pg 699 (15 pages) — PDF