Sapphire Ridge

What Sapphire Ridge's governing documents say

Sapphire Ridge is a single-family home HOA in Wilmington, NC. You own your lot and house; the association maintains common areas (roads, open space, lakes) and enforces rules. All owners are automatically members of the Sapphire Ridge Homeowner's Association.

• What you own & maintain: You own your lot and the single-family dwelling on it. The association maintains common areas (roads, open space, lakes, drainage, amenities) and carries insurance on the recreation area. You must maintain your lot and improvements, including drainage and driveway culverts.
• Assessments & fees: Annual assessments start at $250 per lot, payable quarterly. The board may increase assessments annually by the CPI increase without a vote; larger increases require approval by two-thirds of members. Special assessments for capital improvements also require a two-thirds vote. Unpaid assessments accrue 12% annual interest and late fees, and the association can foreclose on the lot.
• Architectural review: All exterior improvements (buildings, fences, driveways, landscaping, tree removal, changes in grade) require prior written approval from the Declarant (or later the Architectural Committee). Minimum dwelling size is 2,000 sq ft of heated floor area. Setbacks: front 40 ft, sides 10 ft, rear 20 ft. All structures must be wood, stone, brick veneer, tile, concrete, or stucco. An enclosed two-car garage is required.
• Use restrictions: Lots are for single-family residential use only. No duplexes, apartments, professional offices, businesses, or religious/charitable institutions. No subdivision of lots without Declarant consent. Maximum built-upon area per lot is 3,161 sq ft.
• Leasing & rentals: The document does not address leasing restrictions (e.g., minimum lease terms or rental caps). Owners may delegate use of common areas to tenants.
• Pets: The document does not address pet restrictions.
• Parking & vehicles: Each lot must provide off-street parking for at least two vehicles, constructed of concrete, asphalt, or other approved material. Driveway location is subject to Declarant approval.
• What this document doesn't cover: This excerpt does not include rules on pets, leasing minimums, rental caps, age restrictions, or specific amenity details (e.g., pool, clubhouse). It also lacks the full bylaws and any later amendments.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.