Tall Ships Landing

What Tall Ships Landing's governing documents say

Tall Ships Landing is a planned community in Wilmington, NC, governed by a homeowners' association (HOA). This document is the full Declaration of Covenants, Conditions, and Restrictions (CC&Rs) that applies to all lot owners. It establishes the HOA, defines property rights, sets up assessments, and includes architectural control rules.

• What you own & maintain: You own your lot and any dwelling on it. The HOA owns and maintains the common areas (open spaces, recreation facilities, private streets, stormwater systems). You must maintain your lot and dwelling, and the HOA can enter your lot for emergencies or remedial maintenance.
• Assessments & fees: All lot owners pay annual assessments set by the HOA board based on an approved budget. Special assessments for capital improvements require a majority vote of owners. A working capital fee of $200 is due at closing. Unpaid assessments accrue interest and can become a lien on your lot.
• Architectural review: Any exterior change (building, landscaping, color change) must be approved in advance by the Architectural Control Committee. The committee has broad subjective aesthetic judgment. Approval is automatic if the committee doesn't respond within 10 days of a complete application.
• Insurance: The HOA carries master casualty and liability insurance on common areas (minimum $1,000,000 per occurrence). Each lot owner must insure their own dwelling for full replacement value. Insurance premiums are a common expense.
• Amendments & developer rights: The developer (Declarant) can amend the declaration unilaterally for certain purposes (e.g., correcting errors, complying with laws) during the developer control period (up to 10 years from recording). Otherwise, amendments require a vote of at least two-thirds of lot owners.
• What this document doesn't cover: This document does not specify any age restrictions, pet limits, leasing restrictions, or parking rules. Those may be covered in separate rules or amendments not included here.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.