Middle Oaks Subdivision
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
association language present (entity×47, governance×6)
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What Middle Oaks Subdivision's governing documents say
This is a declaration of covenants for the Middle Oaks Boat Dock Association, a private boat dock facility in Wilmington, NC. It governs the use and maintenance of 9 boat slips and common areas, and membership is restricted to owners of lots in Middle Oaks Subdivision.
- Membership & eligibility: Membership is limited to owners of property in Middle Oaks Subdivision. There are 9 original memberships, one per boat slip. Memberships cannot be sold separately from a lot in the subdivision, except to another Middle Oaks lot owner.
- Boat slip use & assignment: Each member is assigned a specific boat slip by the Association. Members have exclusive rights to occupy and use their assigned slip, subject to the Declaration, By-Laws, and Board rules. Slips may be exchanged among members.
- Assessments & fees: The Association levies annual assessments and may levy special assessments for capital improvements (approved by 2/3 vote). Assessments are a lien on the membership and bear 18% interest if delinquent. The Board sets due dates and amounts.
- Use restrictions: No commercial use is allowed on the property, common areas, or boat slips. Obnoxious or offensive activities are prohibited. The Board may adopt and enforce reasonable rules and regulations.
- Architectural control: No structures (buildings, fences, signs, etc.) may be erected or altered on common areas without written approval from the Board or an architectural committee. Only one dock box per slip is allowed, subject to Board approval.
- Maintenance & insurance: The Association maintains the common areas, boat slips, and any floating docks. It carries property and liability insurance on the common property. Members may insure their personal property separately.
- Enforcement & duration: The Association or any member may enforce the covenants. The declaration runs for 25 years from recording (2006), with automatic 10-year extensions. Amendments require a 2/3 vote of all members.
- What this document doesn't cover: This document does not cover rules for the Middle Oaks Subdivision itself (e.g., lot maintenance, architectural controls for homes, or other HOA matters). It only governs the boat dock facility and its membership.
Key facts from Middle Oaks Subdivision's documents
- Community type
- boat_dock_association (Middle Oaks Boat Dock Assn., Inc.)
- Legal name
- MIDDLE OAKS BOAT DOCK ASSN., INC.
- Developer / declarant
- MIDDLE OAKS BOAT DOCK ASSN., INC.
- Assessments & dues
- Board determines sum, submits budget to members for approval at annual meeting (Article IV Section 3A)
- Special assessments
- for capital improvements: requires 2/3 approval; for fault-caused damage: levied by Board (Article IV Sections 4 and 7)
- Collections & liens
- assessment becomes lien 30 days after due; Association may foreclose (Article IV Section 8)
- Architectural approval
- yes, for any structure or alteration (Article VI Section 1)
- Insurance
- property insured against fire and other hazards, including public liability (Article X Section 1)
- Use restrictions
- prohibited; no obnoxious or offensive activity (Article VII Section 3)
- Voting & meetings
- one vote per membership (Article III Section 7)
- Amendments
- by vote of not less than 2/3 of total membership at meeting; certified by Secretary; recorded (Article IX Section 4)
Management & contact for Middle Oaks Subdivision
- Phone
- 313-683-3262 (source)
Community details for Middle Oaks Subdivision
- Assessments & dues
- $1,560/year (estimated from 3 real-estate listings) (source)
Related associations
Nearby (within 500 m): Deer Crossing · Grove Point · Fawn Valley · Congleton Farms · Sentry Oaks
About this HOA
Middle Oaks Subdivision is a homeowners association in Wilmington, NC.
HOAproxy has 2 documents on file for Middle Oaks Subdivision: 1 CC&R and 1 recorded document. Last updated 2026-07-13.
Governing documents
- Declaration of Covenants (2006) · Bk 5023/Pg 1578 (10 pages) — PDF
- Document (4 pages) — PDF