Ives Landing Homeowners Association, Inc

What Ives Landing Homeowners Association, Inc's governing documents say

This is a mortgage document (a Deed of Trust) for a single-family home in the Ives Landing subdivision, not a community rulebook. It records a loan from Duke University Federal Credit Union to the homeowner, Melody Cooper, secured by the property at 144 Woodglen Drive. It does not describe the HOA's rules or what living in the community requires.

• What this document is: A Deed of Trust filed in Johnston County, NC, on 01/06/2026, securing a $65,000 loan with monthly payments due until 12/23/2040. It grants the lender a security interest in the property and outlines the borrower's obligations to repay the loan.
• Property location: The property is Lot 66, Phase 1 of Ives Landing Subdivision, located at 144 Woodglen Drive, Clayton, NC 27527.
• Borrower's obligations: The borrower must keep the property in good repair, pay all taxes and assessments (including any HOA or condo fees), maintain hazard insurance, and comply with any condominium or planned unit development declarations and bylaws if applicable.
• Lender's rights: The lender can require immediate payment of the full loan balance if the property is sold or transferred without consent, and can foreclose if the borrower defaults. The lender may also collect rents if the borrower defaults or abandons the property.
• What this document doesn't cover: This document does not contain any HOA rules, restrictions, fees, or community guidelines. It is solely a financing agreement and does not describe what living in Ives Landing requires.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.