Sierra Heights Homeowners' Association, Inc
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What Sierra Heights Homeowners' Association, Inc's governing documents say
This is a North Carolina Deed of Trust (a mortgage/equity line of credit document) for a specific property at 97 Meadow Loop Dr in Clayton, NC, within the Sierra Heights subdivision. It is not a community rulebook; it is a lender's security instrument that binds the property owner (Grantor) to the bank (Beneficiary) regarding the loan. It does not govern homeowners or residents generally.
- What this document is: A Deed of Trust securing a $75,000 home equity line of credit from Truist Bank, recorded in Johnston County, NC. It is a lien on the property, not a set of community rules.
- Who it binds: It binds the property owners, Melvin C. Barbee and Margaret G. Barbee, to the lender (Truist Bank) regarding the loan. It does not impose rules on renters or other homeowners.
- Loan terms: The maximum principal that can be borrowed at any time is $75,000, with advances available over a ten-year period. The loan is an equity line of credit.
- Owner obligations to lender: The owner must pay taxes, maintain insurance (including flood insurance if in a flood zone), keep the property in good repair, and not make structural changes or transfer title without the lender's consent.
- Leasing restrictions: The owner cannot enter into, terminate, or amend any lease on the property without the lender's prior written consent.
- Default and foreclosure: The lender can declare the debt due and foreclose if the owner fails to pay, transfers title without permission, fails to maintain insurance, commits waste, or dies, among other events.
- What this document doesn't cover: This document does not contain any community association rules, such as pet restrictions, architectural guidelines, or common area maintenance. It is purely a financing document for one property.
Key facts from Sierra Heights Homeowners' Association, Inc's documents
- Community type
- Homeowners' Association (Sierra Heights Subdivision) (Schedule A: 'SIERRA HEIGHTS SUBDIVISION')
- Units / lots
- Lot 33, Phase 1 (Schedule A: 'BEING all of Lot 33, Phase )
- Governing law
- North Carolina law (Page 4: 'This Deed of Trust shall be gov)
About this HOA
Sierra Heights Homeowners' Association, Inc is a homeowners association in Wilson's Mills, NC.
HOAproxy has 1 document on file for Sierra Heights Homeowners' Association, Inc: 1 recorded document. Last updated 2026-06-14.
Governing documents
- DOC819S8451 (6 pages) — PDF
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