Lake Pointe at Paloma Creek Homeowners Association, Inc.

What Lake Pointe at Paloma Creek Homeowners Association, Inc.'s governing documents say

This is the Declaration of Covenants, Conditions and Restrictions (CC&Rs) for Lake Pointe at Paloma Creek, a single-family home subdivision in Allen, Texas, governed by a homeowners association (HOA). It applies to all lot owners and residents, outlining the rules for property use, maintenance, architectural control, and assessments.

• What you own & maintain: You own your lot and the house on it. You must keep your property neat and maintain your landscaping, fences (except the community's perimeter fence), and any driveway areas, even if they extend beyond your lot line. The HOA maintains common areas, including the detention pond, entrance features, and the perimeter fence.
• Architectural review: Any exterior change—building, painting, fencing, landscaping, or even removing trees—requires prior approval from the Architectural Review Committee. The committee has broad discretion to approve or deny based on community-wide standards and residential guidelines.
• Leasing & rentals: You may lease your home, but you must notify the HOA in writing and remain responsible for your tenants' compliance with the rules. The declaration does not set a minimum lease term, but the HOA can regulate rentals through its rules.
• Pets & animals: The declaration restricts animals, but the specific limits (e.g., number or type) are not detailed in this excerpt. You should check the full declaration or HOA rules for pet restrictions.
• Parking & vehicles: The declaration includes restrictions on parking and prohibited vehicles, but the specific rules are not shown in this excerpt. Expect limits on where you can park and what types of vehicles (e.g., RVs, boats) are allowed.
• Assessments & fees: The HOA levies annual assessments, and can also impose special assessments for capital improvements and reimbursement assessments for violations. The declaration sets a maximum annual assessment, but the exact amount is not in this excerpt. Delinquent assessments can lead to liens and suspension of voting rights or use of common facilities.
• Use restrictions: Lots are for single-family residential use only. Business activities are restricted, and you must comply with all HOA rules and local laws. The declaration also prohibits hazardous activities, limits signs, and regulates things like clothes drying and exterior lighting.
• What this document doesn't cover: This excerpt is incomplete—it omits the specific assessment amounts, detailed pet rules, parking rules, and the full architectural guidelines. For those details, you'll need to review the complete declaration and the HOA's rules and regulations.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.