Saddle Creek Prosper Homeowners Association, Inc.

What Saddle Creek Prosper Homeowners Association, Inc.'s governing documents say

This is a set of supplemental policies and guidelines for the Saddle Creek Prosper Homeowners Association, a single-family HOA in Prosper, Texas. It binds all homeowners in the subdivision and covers specific rules on religious displays, flags, solar panels, rain barrels, records access, payment plans, waivers, security measures, pool enclosures, and architectural review procedures. It is not the full declaration of covenants, but rather a collection of amendments and policies that supplement the original CC&Rs.

• Religious displays: Owners may display religious items on their property, but only within 6 feet of the front facade, no larger than 5' x 3' x 3', and limited to three items. Displays must not be patently offensive, threaten public safety, or violate other laws. Seasonal religious decorations are allowed without prior approval.
• Flags & flagpoles: Only the U.S. flag, Texas flag, and official/replica flags of U.S. armed forces branches may be displayed. Freestanding flagpoles must be permanent, located in the yard (not common areas), and approved in writing by the architectural committee. Flagpoles must minimize halyard noise and illumination cannot shine into neighbors' homes.
• Solar panels: Solar panels require prior written approval from the Architectural Control Committee. They are not allowed on common areas, must be on the owner's roof or rear/side yard, cannot extend beyond the roofline, and must blend with the roof color. Ground-mounted systems must be screened and not on the front elevation.
• Rain barrels: Rain barrels are allowed but must meet architectural requirements and be approved. They cannot be placed on common areas or between the front building line and the street. Preferred location is the rear yard, and they must be durable, dark-colored, enclosed to prevent mosquitoes, and maintained to avoid visual nuisance.
• Records access: The association will retain and produce records per state law, with specific retention periods (e.g., 5 years for account records, 4 years for contracts). Owners can request records in writing, but must pay copying costs (e.g., $0.10 per standard page, $15/hour labor) and certain records are confidential.
• Payment plans & waivers: The association offers payment plans for delinquent assessments, with terms of at least 3 months and not exceeding 12 months. A fee is charged, and default triggers acceleration. Waivers of late fees are considered only under conditions, such as no prior payment plan in the last 2 years and no more than one waiver in 2 years.
• Security measures: Owners may install security measures like fences and cameras, but must get prior written approval. Perimeter fencing must be on the boundary line, cannot be barbed wire, razor wire, chain link, or vinyl, and electrically charged fencing is prohibited. The association is not liable for security failures.
• Architectural review & appeals: Architectural decisions must be provided in writing with reasons, and owners have the right to appeal to the Board within 30 days. Hearings are held within 30 days of the request, with notice at least 10 days prior. The Board can affirm, modify, or reverse the decision.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.