Creek Crossing Melissa Homeowners Association, Inc.

What Creek Crossing Melissa Homeowners Association, Inc.'s governing documents say

Creek Crossing Melissa is a standard single-family homeowners association (HOA) in Melissa, TX. This document is a supplemental policy record that governs how the HOA enforces rules, fines violations, and collects assessments. It binds all homeowners (Lot owners) in the community.

• Covenant enforcement & fines: Violations (e.g., unapproved modifications, failure to comply with governing documents) are handled through a step-by-step process: an initial courtesy notice, then a formal notice of violation (with at least 14 days to cure), and a hearing right if requested within 30 days. Fines escalate with repeated offenses; incurable violations or those posing a safety threat can be fined up to $2,000. Fines may be imposed daily with no aggregate limit.
• Assessment collection & payment: Unpaid assessments trigger late fees, a $30 returned-check fee, and a series of collection steps: a reminder statement, an association demand letter (with 30 days to pay), an attorney demand letter, and eventually a lien and foreclosure. The HOA may suspend amenity access (pool, community center, etc.) for delinquent accounts. Payment plans are available (3–18 months), but any existing violations must be corrected first.
• Common violations (examples): The policy lists frequent rule-breaking: holiday decorations left more than 30 days; storing boats, RVs, or oversized vehicles; poor exterior maintenance (peeling paint, broken fixtures); unkempt lawns/landscaping; making exterior changes without prior ACC approval; vehicles with expired/no license plates; and leasing/occupancy rule violations.
• What this document doesn't cover: This is a supplemental policy, not the full CC&Rs. It does not include details on rent restrictions, pet limits, architectural design standards, age restrictions, or amenities (other than suspension for nonpayment). For a complete picture, you must also read the underlying Declaration and Bylaws.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.