Cramer Condominiums
You own a unit plus a share of the common elements; the association maintains the building and grounds.
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What Cramer Condominiums's governing documents say
Cramer Condominiums is a two-unit condominium community in Fountain Hills, AZ, governed by a declaration recorded in 2003. Each unit owner owns their unit and an undivided equal share of the common elements; the association (Mirage Condominiums Home Owners Association) handles common maintenance and enforcement.
- Single-family residential use: Each unit must be used exclusively as a single-family residence. No business or commercial activity is allowed, though owners may keep a personal library or handle business correspondence from home.
- Alterations & approvals: Nonstructural interior changes do not require approval, but structural additions, exterior color/texture changes, and solar or satellite devices visible from neighboring property require prior written consent of the adjacent unit owner.
- Insurance requirements: Each unit owner must maintain fire, casualty, and liability insurance on their unit with at least $500,000 in liability coverage combined for that owner and the adjacent unit owner. Proof must be provided to the adjacent owner; the association or owner can enforce this.
- Assessments & fees: Common expenses are assessed equally between the two units based on a budget adopted by the board. Assessment liens are subordinate to first mortgages, and unpaid assessments may be reallocated after a foreclosure sale.
- Vehicle restrictions: No inoperable vehicle may be stored or parked where visible from neighboring property. Repair or service of motor vehicles is not allowed except for emergencies.
- Nuisances & lawful use: No nuisance, offensive activity, or unlawful use is permitted. Exterior sound devices (except security/emergency) are prohibited. The property also falls under the Fountain Hills Committee of Architecture's jurisdiction.
- Dispute resolution: Disputes between unit owners must first be addressed with a 21-day written notice. If unresolved, the matter goes to binding arbitration selected by the parties or appointed by the Maricopa County Superior Court; the arbitrator's decision is binding and must be complied with within 30 days.
Key facts from Cramer Condominiums's documents
- Community type
- condominium (Declaration submitted property to condom)
- Legal name
- Cramer Condominiums
- Governing law
- Arizona Condominium Act, A.R.S. §33-1201 et seq. (Section 1: Definitions, Definition (M) ")
- Assessments & dues
- Not set; total amount of estimated Common Expenses from budget adopted by Board, assessed proportionally to each Unit's Common Expense Liability. (Section 7A: Common Expense Assessment)
- Collections & liens
- Assessment Lien is subordinate to any First Mortgage. Upon foreclosure or deed in lieu, purchaser takes free of unpaid Assessments accrued before sale; those delinquent amounts may be reallocated to all Units as Common Expense. (Section 7B: Subordination of Assessment )
- Parking & vehicles
- No inoperable vehicle may be stored or parked on any portion of the Condominium so as to be Visible From Neighboring Property. (Section 4.9 Motor Vehicles)
- Architectural approval
- Architectural Committee established by Board of Directors to regulate external design, appearance, use and maintenance of Condominium. Structural alterations require prior written approval of Adjacent Unit owner; committee may have addition (Section 6.3 Architectural Committee and )
- Solar & roof
- No solar collection or energy device may be placed on Unit or Limited Common Elements if visible from neighboring property without advance written consent of owner of Adjacent Unit. (Section 4.1 Solar and Radio/Television S)
- Home business
- Prohibited, but Unit Owner may maintain personal professional library, keep personal business records/accounts, handle personal business calls/correspondence from Unit. (Section 4.0: exception for personal prof)
- Maintenance
- Association maintains Common Elements. Unit Owner maintains his Unit (interior) and Limited Common Elements. Unit Owner liable for damage caused by negligence to Common Elements or Improvements. (Article 5: Maintenance and Repair of Com)
- Insurance
- Each Purchaser shall maintain fire, casualty and liability insurance on his Unit in full replacement value required by Association or both Unit Owners, with carrier rated B+ or better by Best's Insurance Ratings. Minimum liability coverage (Article 8 Insurance, Section 8)
- Use restrictions
- Each Unit and Limited Common Elements shall be used exclusively for residential use by a Single Family. No gainful occupation, profession, trade or other nonresidential use. (Article 4, Section 4.0 Single Family Res)
- Voting & meetings
- Each Unit has one vote in the Association. (Section 2.3 Allocation of Votes in the A)
- Amendments
- Generally requires vote of 100% of votes in Association. Declarant may amend during declarant control period to comply with applicable law, correct errors, or meet requirements of governmental entities/mortgage agencies without owner or mor (Section 10.4)
About this HOA
Cramer Condominiums is a homeowners association in Fountain Hills, AZ.
HOAproxy has 1 document on file for Cramer Condominiums: 1 CC&R. Last updated 2026-06-14.
Governing documents
- Declaration of Covenants (2003) (35 pages) — PDF