Lone Mountain Ranch
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Lone Mountain Ranch's governing documents say
Lone Mountain Ranch is a single-family residential community in Maricopa County, Arizona, with an equestrian character — you own your individual lot and dwelling, and the community explicitly permits stables, barns, and tack rooms for horses. The association maintains common areas and the perimeter fence, funded by per-lot assessments.
- What you own & maintain: You own your lot and dwelling unit; you're responsible for maintaining your home's exterior, walls, fences, plumbing, and septic systems. The association maintains the perimeter fence, entry monumentation, and landscaping in Association Easement Areas.
- Property size & structure requirements: Dwelling units must have at least 1,800 sq ft of enclosed living space, stand no taller than one story or 28 feet, and observe setbacks of 40 feet from front and rear lot lines and 30 feet from both side lot lines. Lots may not be subdivided.
- Equestrian structures (barns & stables): You may construct one additional structure beyond your home — a stable, barn, tack room, or guest quarters — subject to architectural approval. These structures must harmonize in design with your dwelling unit.
- Architectural review: All new construction, exterior changes (including color), landscaping, and grade modifications require written Architectural Committee approval. The committee has 30 days to respond; failure to do so deems the request denied, unless you resubmit and receive approval within 15 additional days.
- Assessments & fees: The initial maximum annual assessment was $240 (set in 1997). Subsequent yearly increases are capped at 10% or the consumer price index, whichever is greater. Special assessments for capital improvements require two-thirds member approval.
- Developer control & transition: The builder and declarant hold Class B membership (3 votes per lot) and direct control of the board and architectural committee. This converts to standard Class A membership (1 vote per lot) after either 4 years from the first home sale or when Class A votes equal Class B — whichever comes first.
- Insurance responsibilities: The association carries hazard and liability insurance ($1 million minimum per occurrence) for Association Easement Areas. You must carry your own homeowner's and personal liability insurance for your dwelling and belongings.
- About this document: This is a partial excerpt of Lone Mountain Ranch's full CCR declaration. Section titles for animal ownership, vehicle rules, rental policies, and other restrictions are referenced but not fully detailed in this text.
Key facts from Lone Mountain Ranch's documents
- Community type
- single family residential equestrian subdivision (Section 9.2 – Horse Privileges)
- Developer / declarant
- Canuck Ventures, L.L.C., an Arizona limited liability company (Preamble)
- Governing law
- Arizona Revised Statutes (Section 1.18 (reference to A.R.S. §33-74)
- Assessments & dues
- Maximum $240 until first Lot conveyed; thereafter Board determines up to maximum (Section 6.3)
- Special assessments
- Allowed for capital improvements with 2/3 vote of each class (Section 6.6)
- Collections & liens
- Assessments create a lien on Lot; Association may foreclose or bring personal action; lien subordinate to first mortgage (Sections 6.1, 6.11, 6.12)
- Reserves & fees
- Assessments must include a reserve fund for maintenance, repairs, replacement of improvements in Association Easement Areas (Section 6.2)
- Pets
- Yes, reasonable number of generally recognized house or yard pets (Section 9.3)
- Leasing & rentals
- Yes, Owner may lease or rent Dwelling Unit (Section 9.21)
- Parking & vehicles
- Vehicles stored in garage if possible, otherwise on paved driveway (Section 9.7.1)
- Architectural approval
- Prior written approval for any Dwelling Unit, Other Improvement, change of exterior, change of grade, landscaping (Section 8.2)
- Solar & roof
- Prohibited without Architectural Committee approval (Section 9.22)
- Home business
- Businesses conducted within the home and not illegal or detrimental to neighborhood are allowed (Section 9.1)
- Signs & flags
- No billboards or advertising signs; one sign not exceeding 5 sq ft in front yard for selling a dwelling unit allowed (Section 9.18)
- Setbacks / home size
- Dwelling Unit: front 40 ft, side 30 ft, rear 40 ft, side street 30 ft; Other Improvements/Equestrian: front 55 ft, rear 10 ft, side 10 ft, side street 10 ft (Sections 9.1.1, 9.1.2)
- Maintenance
- Owner: Dwelling Unit, Other Improvements, walls, plumbing/septic; Association: perimeter fence in Association Easement Area, Association Easement Area improvements (Sections 3.1, 3.1.5, 3.2)
- Insurance
- Association may obtain hazard and liability insurance on Association Easement Areas; liability minimum $1,000,000 per occurrence (Sections 4.1.1, 4.1.2)
- Use restrictions
- Private single family residential use with horse privileges (Section 9.1)
- Voting & meetings
- Class A: one vote per Lot; Class B: three votes per Lot for Declarant and Builder (Section 2.2)
Collections & enforcement records
Public records show 21 enforcement filings by this association between 1994 and 2024.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Lone Mountain Ranch is a homeowners association in Phoenix, AZ.
HOAproxy has 1 document on file for Lone Mountain Ranch: 1 CC&R. Last updated 2026-07-16.