Rio Mountain Estates

Phoenix, AZ
TypeHOA
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What Rio Mountain Estates's governing documents say

Rio Mountain Estates is a single-family home HOA in rural Phoenix, AZ — each owner owns their lot and home, and the association governs common areas and enforces covenants to maintain property values and a uniform look.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Rio Mountain Estates's documents

Reflects the 2004 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Covenant / Planned Community
Legal name
Rio Mountain Estates
Developer / declarant
Rio Verde 160 Limited Partnership, an Arizona limited partnership (Preamble (page 5))
Governing law
A.R.S. §33-741 et seq. (Arizona Revised Statutes) (Definition of Exempt Property, Section 1)
Special assessments
May be levied by Board with majority vote of Members (or without a vote if emergency or as provided in Articles). (Section 6.5 (page 26))
Collections & liens
Assessments create a lien on each Lot (Assessment Lien). Association may foreclose lien in manner similar to mortgage. (Article 6 generally; Section 6.1 (page 2)
Reserves & fees
The Association shall establish a reserve fund for capital expenditures and deferred maintenance. (Section 6.14 (page 29))
Pets
No animals except generally recognized house or yard pets ('Permitted Pets') kept solely as domestic pets and not for commercial purposes. Reasonable number determined by Board. (Section 3.15 (page 13))
Leasing & rentals
An entire Lot may be leased subject to conditions. (Section 3.31.1 (page 16))
Parking & vehicles
Parking on streets by Owners, Residents, and guests is prohibited except as permitted by law. (Section 3.20 (page 14-15))
Fences
Fencing on Lot boundaries prohibited except perimeter fencing by Declarant. Privacy screening and pet containment fencing allowed per Design Guidelines and with ARC approval. (Section 3.5 (page 11))
Architectural approval
No excavation, grading, or improvement that is or would become Visible From Neighboring Property shall be constructed without prior written approval of the Architectural Review Committee. (Section 3.1.1 and 3.1.2 (page 8))
Signs & flags
No signs visible from neighboring property without ARC approval, except: signs required by legal proceedings; political signs (ARC may regulate size/number); residence ID signs; one 'For Sale' or 'For Rent' sign by real estate company or ow (Section 3.17 (page 13-14))
Setbacks / home size
Single-story: min 2,000 sq ft ground floor livable area. Two-story: min 1,500 sq ft ground floor and min 2,300 sq ft total livable area. Exclusions: basement, guest house, accessory buildings, breezeways, screened porches, terraces, patios, (Section 3.4 (page 11))
Insurance
Association may obtain insurance on Common Area and property it is obligated to maintain. (Section 8.1 (page 32))
Use restrictions
All Residential Units shall be used, improved and devoted exclusively to residential use. No trade or business may be conducted on any Lot or in any Residential Unit, subject to limited exception for home businesses meeting conditions. (Section 3.14 (page 12-13))
Amendments
This Declaration may be amended by vote or written consent of Owners holding at least a majority of votes (or different percentage as specified). Additional consent may be required from Declarant or First Mortgagees. (Section 9.3 (page 34) - general outline;)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

Community amenities

≈ 33 homes

Observed from county parcel and OpenStreetMap data.

Collections & enforcement records

12homes with liens*
18liens filed
3collection lawsuits
2money judgments
2008–2026years active
$1,082median amount claimed (18 priced filings)
Liens filed per year
145 in 202420082010202020262008: 2 liens2009: 0 liens2010: 2 liens2011: 2 liens2012: 0 liens2013: 0 liens2014: 0 liens2015: 1 lien2016: 0 liens2017: 1 lien2018: 0 liens2019: 0 liens2020: 0 liens2021: 0 liens2022: 0 liens2023: 0 liens2024: 5 liens2025: 1 lien2026: 4 liens

Public records show 23 enforcement filings by this association between 2008 and 2026.

*Distinct properties liened, not filings — one home may be liened repeatedly over the years, so this counts the homes affected.

Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.

About this HOA

Rio Mountain Estates is a homeowners association in Phoenix, AZ.

HOAproxy has 1 document on file for Rio Mountain Estates: 1 CC&R. Last updated 2026-06-14.

Governing documents

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