So Mo Lofts
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What So Mo Lofts's governing documents say
So Mo Lofts is a planned residential community in Phoenix, AZ — you own your lot and the residence on it, and the homeowners association (So Mo Lofts Homeowners Association) manages common areas and enforces rules. This declaration binds all owners, lessees, and occupants. The community is near Phoenix Sky Harbor International Airport, so aircraft noise is expected, and views are not guaranteed.
- What you own & maintain: You own your Lot and the Residence (building) on it. The Association maintains Common Areas (Tracts A–F, plus any other land it owns) and Areas of Association Responsibility. You must maintain your Lot and improvements per the Maintenance Standard set by the Board; the Association may assess costs for repairs it performs if you fail to maintain.
- Leasing & rentals: You may lease your entire Residence only (no partial leases); leases must be in writing, for at least 30 days, and subject to all community documents. Subleasing and assignments are prohibited. You must provide the Board with a copy of the signed lease at least 10 days before the term starts, along with contact info for you and an emergency contact.
- Pets: A reasonable number of domestic pets (dogs, cats, fish/birds, or other animals approved by the Board) are allowed if kept as pets only. No structure for pets may be visible from neighboring property. Dogs must be leashed (≤6 ft) on common areas, and waste must be removed immediately. The Board may adopt rules restricting size/number and may grandfather existing pets.
- Parking & vehicles: No commercial vehicles, boats, trailers, or RVs may be parked on common areas or visibly on a Lot. Vehicles over 8 ft tall or 24 ft long, or with business signage, are restricted: they may be parked in a driveway or garage only, and must be in the garage from dusk to dawn. Parking on streets is limited; vehicles should be parked in the garage first. No inoperable or stored vehicles (e.g., covered with a car cover) may be visible from neighboring property.
- Architectural & design review: Prior written approval from the Design Review Committee is required for most exterior changes, including antennas, satellite dishes (subject to FCC rules), window coverings (must show white or beige within 60 days of ownership), basketball goals, playground equipment, swimming pools, fences, and lighting. No rooftop HVAC equipment may be visible from neighboring property.
- Use restrictions & home businesses: Lots are for residential use only. Home businesses are allowed if not detectable from outside, comply with zoning, involve no employees who don't live there, generate minimal traffic, and don't use hazardous materials. No nuisances (odors, loud noises, debris) are permitted. No timesharing or periodic occupancy arrangements. Garages must remain usable for parking and kept closed except when entering/exiting.
- Insurance & assessments: The Association carries master insurance on common areas. You must maintain insurance on your own improvements and liability. Assessments (Regular, Special, and Enforcement) are levied per Lot; nonpayment creates a lien and may result in suspension of common area use. The Association may also levy enforcement assessments for rule violations.
- Airport proximity & sound: The community is near Phoenix Sky Harbor International Airport; overflights and aircraft noise are to be expected. Sound transfer between residences is possible despite efforts to meet building codes.
Key facts from So Mo Lofts's documents
- Community type
- Residential community (Recitals: "residential community to be k)
- Legal name
- So Mo Lofts Homeowners Association (1.8)
- Developer / declarant
- So Mo Lofts, LLC, an Arizona limited liability company (Opening paragraph)
- Governing law
- Arizona Revised Statutes (A.R.S.) (1.1, 1.25, 1.33, 4.7J)
- Special assessments
- Special Assessments may be levied by Board of Directors for capital improvements or unforeseen expenses (7.3)
- Reserves & fees
- Association may establish reasonable reserves for future repairs and replacements (7.14)
- Pets
- Yes, Permitted Pets (dogs, cats, fish/birds commonly kept, other designated by Board) (4.5A)
- Leasing & rentals
- Yes, Owner may lease entire Residence; lease must be in writing, subject to Declaration and Rules (4.12)
- Parking & vehicles
- No mobile home, travel trailer, boat trailer, etc. may be parked on Common Area or visible from neighboring property on Lot. No motor vehicle exceeding 8ft height/24ft length or with commercial signage may park on Lot or street except tempo (Section 4.7)
- Fences
- All screening materials (fences, hedges, walls) must be maintained and replaced in accordance with original construction or as approved by Design Review Committee. (Section 4.16)
- Architectural approval
- Yes, Design Review Committee approval required for improvements and modifications. (Section 8.1: "Approval Required")
- Home business
- Permitted if not apparent from outside, conforms to zoning, no employees not residing, no solicitation, etc. Leasing of residence is not a business. (Section 4.1)
- Signs & flags
- No sign visible from neighboring property without Design Review Committee approval, except Declarant signs, legal proceedings, approved signs. No For Sale signs within one year of Declarant's sale of that Lot. (Section 4.8)
- Use restrictions
- All Lots and Common Areas shall be used, improved and devoted exclusively to residential use (4.1)
- Voting & meetings
- Classes of members and voting rights established; Eligible Votes defined as total votes except suspended Owners (1.19, 6.11, 6.12)
- Amendments
- Declaration may be amended by vote of Owners as provided in 12.8 (exact percentage not in extracted text, but mentions consent of Owners) (12.8)
Collections & enforcement records
Public records show 3 enforcement filings by this association in 2005.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
So Mo Lofts is a homeowners association in Phoenix, AZ.
HOAproxy has 1 document on file for So Mo Lofts: 1 CC&R. Last updated 2026-06-14.
Governing documents
- Declaration of Covenants (66 pages) — PDF