Spur Crossing
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Spur Crossing's governing documents say
Spur Crossing is a single-family home subdivision in Phoenix, AZ, governed by a homeowners' association (HOA). You own the lot and house; the association maintains common areas and enforces rules that preserve the residential character. Living here requires compliance with use restrictions, architectural approvals, and payment of equal-share assessments.
- Residential use & occupancy: All lots must be used exclusively for single-family residential purposes. No business, commercial, or transient use is allowed. Leases must be for the entire lot and unit, with a minimum term of 30 days.
- Architectural review: Any exterior improvement, alteration, painting, landscaping, or other work that changes the appearance of your lot must be approved in writing by the Architectural Committee. Submit plans; approval is deemed if no action within 30 days.
- Parking & vehicles: Vehicles may only be parked in the garage or driveway on your lot. No storage of vehicles (e.g., boats, trailers, RVs) outdoors without approval. Roadway parking is limited to deliveries, pickups, or short-term guests.
- Pets: A reasonable number of common household pets is allowed, but not for commercial purposes. Pets must be leashed (max 6 feet) off your lot, must not become a nuisance, and droppings must be removed immediately. Pet structures must not be visible from neighboring property.
- Assessments & fees: Common expenses are allocated equally among all lots. The board sets regular assessments; special assessments require a two-thirds vote. Unpaid assessments accrue 18% interest and become a lien on the lot (subordinate to first mortgages). A working capital fund of two months' assessments is paid upon purchase.
- Use restrictions: No exterior signs (except mailboxes and nameplates), no outdoor antennas or speakers, no open burning, no exterior storage, and no repairs of vehicles or equipment visible from other lots. All improvements must be new permanent construction.
Key facts from Spur Crossing's documents
- Developer / declarant
- M & M Development, L.L.C., an Arizona limited liability company (Preamble)
- Governing law
- Arizona Revised Statutes Section 33-801 et seq. (referenced for trust ownership) (Section 1.21)
- Special assessments
- May be levied by Board for construction, reconstruction, repair, or replacement on Common Areas only upon vote of two-thirds (2/3) of each class of Members voting in person or by proxy. (Section 4.1)
- Collections & liens
- Unpaid assessments plus interest, costs, attorney's fees constitute a lien on the Lot, subordinate to prior recorded First Mortgage. Lien may be foreclosed in manner provided for mortgages/deeds of trust in Arizona. Lien also for costs of A (Sections 4.3, 14)
- Reserves & fees
- Reasonable reserves for contingencies, replacements, and other proper purposes required; replacement reserves for Common Areas to be assessed in regular installments rather than special assessments. (Section 4.1)
- Pets
- Yes, generally recognized house or yard pets, kept as domestic pets and not for commercial purposes, in reasonable numbers. (Section 10.14)
- Leasing & rentals
- Yes, with restrictions. (Section 10.27)
- Parking & vehicles
- Motor vehicles owned or in custody of Owner or Occupant may be parked only in garage or on driveway of that Lot. No storage of motor vehicles on Lot. (Section 10.7)
- Architectural approval
- All Improvements, alterations, painting, redecorating, excavations, landscaping, and other work altering exterior appearance require prior approval of Architectural Committee. (Section 9.1)
- Home business
- No trade, business, profession, or commercial activity; no health, religious or educational activities conducted from or on any Lot. (Section 10.26)
- Signs & flags
- No exterior signs or advertisements except traditional mailboxes and residential nameplates. No 'for sale' or 'for rent' signs except Association master signs. (Section 10.20)
- Insurance
- Association must obtain casualty insurance on Common Areas (full insurable replacement cost, 'all risk' endorsement) and comprehensive public liability ($1,000,000 minimum per occurrence), plus fidelity bonds. (Sections 6.1, 6.2, 6.3, 6.7)
- Use restrictions
- All Lots shall be used exclusively for single family residential purposes. (Section 10.1)
- Voting & meetings
- Two classes: Class A (all except Declarant) – 1 vote per Lot; Class B (Declarant) – 3 votes per Lot owned. Class B membership ends at earliest of: 75% Lots sold, Declarant relinquishes, or 7 years after first Lot conveyance. (Sections 3.2, 3.3)
About this HOA
Spur Crossing is a homeowners association in Phoenix, AZ.
HOAproxy has 1 document on file for Spur Crossing: 1 recorded document. Last updated 2026-07-24.