Vista Crossing at Westbrook Village

What Vista Crossing at Westbrook Village's governing documents say

Vista Crossing at Westbrook Village is a single-family residential subdivision in Phoenix, AZ, governed by a homeowners association (Vista Crossing at Westbrook Village Association) that is part of the larger Westbrook Village master association. This document is the community's Declaration of Covenants, Conditions and Restrictions, binding all lot owners, and covers property rights, maintenance, insurance, and assessments. It is a full rulebook, but the provided excerpt is incomplete and omits certain common topics.

• Property rights & common areas: Owners have non-exclusive use of Common Areas and Lot Common Use Areas (portions of lots outside residences and enclosed areas). Structures or alterations on Lot Common Use Areas require Board approval and also must comply with the Master Association's Architectural Control Committee.
• Membership & voting: Every lot owner automatically becomes a member of the association. Each lot gets one vote, except Declarant (developer) initially holds Class B membership with three votes per owned lot, which converts to Class A membership upon certain events (e.g., when Class A votes equal Class B votes, after 5 years, or earlier by Declarant's election).
• Maintenance responsibilities: The association maintains Common Areas, including landscaping, perimeter walls, and drainage easements, and paints the exteriors of all residential units and fences. Each owner is responsible for all other maintenance of their lot's structures, including roofs, subject to Board enforcement if neglected.
• Insurance requirements: The association must maintain hazard insurance for all insurable improvements (including residential units and fences) at 100% replacement cost, liability insurance of at least $1 million per occurrence, flood insurance if in a flood zone, and fidelity bonds. Owners are responsible for their own contents and personal liability insurance.
• Assessments: The association levies Annual Assessments and Special Assessments to cover common expenses. The Maximum Annual Assessment is determined per fiscal year. Special assessments require a membership vote. Assessments constitute a lien on the lot enforceable by foreclosure.
• Annexation of additional property: Additional property may be annexed to the development by a two-thirds vote of each membership class, approval from a specified percentage of eligible mortgage holders, and the written consent of the property owner being annexed.
• What this document doesn't cover: The excerpt is truncated and missing articles likely addressing architectural review, use restrictions (e.g., leasing, pets, parking), and other typical HOA rules. Those may be in the full Declaration, the Master Declaration, or separately adopted Rules.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.