Whitewing at Whisper Ranch
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Whitewing at Whisper Ranch's governing documents say
Whitewing at Whisper Ranch is a single-family home HOA in Phoenix, AZ. You own your lot and house; the association maintains the common areas and carries master insurance. All owners are automatically members and pay annual assessments levied equally per lot.
- What you own & maintain: You own your lot and structures, and are responsible for all maintenance, landscaping, and repairs on your lot. The association maintains common areas and boundary walls facing public streets (structural repairs may be charged to adjacent owners).
- Assessments & fees: Annual assessments are set by the board based on an annual budget and are equal per lot. Special assessments require approval by two-thirds of member votes and Declarant consent while Declarant owns lots. New owners pay a nonrefundable Working Capital Fee and Reserve Fund Contribution, amounts set by the board.
- Architectural review: All exterior changes (construction, landscaping, paint, fences, etc.) require prior written approval from the Architectural Committee (appointed by Declarant initially). Interior changes that don't affect exterior appearance do not require approval. A processing fee may be charged.
- Use restrictions: Lots are for residential and recreational use only. Garages and driveways must be kept clear. No nuisance activities. Leasing is allowed but subject to Section 9.10 (details not fully readable, but tenants must comply with rules). No specific pet limits or vehicle restrictions beyond nuisance and garage use.
- Insurance: The association must carry hazard, liability, and possibly flood insurance on common areas. Owners are responsible for insuring their own structures. The association's insurance is primary and covers common elements.
- Dispute resolution: Disputes are subject to a multi-step process: notice of claim, negotiation, then binding arbitration under the Federal Arbitration Act. Certain Major Decisions require a vote of members.
Key facts from Whitewing at Whisper Ranch's documents
- Community type
- homeowners association (Section 1.6: 'Association shall mean Whi)
- Developer / declarant
- Toll Brothers AZ Construction Company, an Arizona corporation (Document recital: 'by Toll Brothers AZ C)
- Assessments & dues
- Set annually by Board based on budget (Section 7.5: 'The Board shall prepare an)
- Special assessments
- Allowed for special expenditures; must be approved per Major Decision procedures (Section 6.4) and with Declarant consent as long as Declarant owns any property (Section 7.7: 'the Association may levy S)
- Collections & liens
- Continuing lien against each Lot securing all Assessments; priority over other liens except taxes and first mortgages; foreclosable as mortgage; Association may bid at sale (Section 7.3: 'There is hereby created an)
- Reserves & fees
- Board may establish reasonable late charges for delinquent payments consistent with Arizona law (Section 7.6: 'The Board shall have the p)
- Leasing & rentals
- Leasing is permitted; obligations of tenants and other occupants are addressed (Section 9.10: 'Leasing; Obligations of T)
- Fences
- Fences and fence walls are subject to Architectural Committee approval (Section 8.2: 'the construction or instal)
- Architectural approval
- Plans must be submitted; review by Architectural Committee; if no Committee, by Board; detailed plans, specifications, elevations required (Section 8.3: 'any Owner...shall first su)
- Solar & roof
- Solar panels are subject to Architectural Committee approval (Section 8.2: 'solar panels' listed as su)
- Maintenance
- Association maintains Common Areas; Owner maintains Lot and structures; Association may maintain boundary walls facing public streets (Section 4.1: 'Association shall maintain)
- Insurance
- Maximum deductible of $10,000 or 1% of face amount, whichever is less (Section 5.1.1(d): 'each policy...shall p)
- Use restrictions
- Lots shall be used for residential and recreational purposes only (Section 9.1: 'Residential and Recreation)
- Voting & meetings
- Each Owner has one vote for each Lot owned (Section 3.1: 'Each Owner shall have one )
- Amendments
- Amendment procedure is provided in Section 11.2 (not fully excerpted but referenced) (Section 11.2: 'AMENDMENT')
Collections & enforcement records
Public records show 4 enforcement filings by this association between 2023 and 2024.
*Distinct properties liened, not filings — one home may be liened repeatedly over the years, so this counts the homes affected.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Whitewing at Whisper Ranch is a homeowners association in Phoenix, AZ.
HOAproxy has 4 documents on file for Whitewing at Whisper Ranch: 3 amendments and 1 CC&R. Last updated 2026-07-18.