Ocean Club Village

What Ocean Club Village's governing documents say

Ocean Club Village is a single-family home HOA in North Topsail Beach, NC. You own your lot and house; the HOA maintains common improvements like landscaping, lighting, and a shared entryway. The rules emphasize traditional Coastal Carolina architecture and strict environmental protections.

• What you own & maintain: You own your lot and dwelling in fee simple. You must maintain your lot (mowing, swales, vegetation) and keep it free of debris. The HOA maintains common improvements (landscaping, lighting, street lights, docks, piers) and the shared entryway with the adjoining Osprey community.
• Assessments & fees: Initial annual assessment is $500 per lot, due Jan 1. Assessments can increase up to 10% per year without owner vote; larger increases need 2/3 owner approval. Special assessments for capital improvements require 2/3 owner approval after turnover. Late fee is $25, plus 12% annual interest. Unpaid assessments become a lien on the lot.
• Architectural review: All exterior construction, alterations, painting, landscaping changes, fences, docks, and even holiday decorations (max 30 days, no animated or sound devices) require prior written approval from the Declarant or Committee. Review fees: $250 for house plans, $50 for other improvements (no fee for exterior painting/repairs). Homes must follow Traditional Coastal Carolina architecture; minimum sizes: 1,500 sq ft for single-story, 1,800 sq ft for two-story (with allowances for flood-level areas). Exterior materials must be natural wood or approved alternatives; no chain-link fences, no flat roofs.
• Use restrictions: Lots are for single-family residential use only. Home offices allowed if no public visits, no on-site non-resident employees, and no frequent deliveries. No business, no short-term rentals (no mention of lease minimums). No mobile homes, trailers, or temporary structures as residences. No junk vehicles; all vehicles must be operational and registered. No parking on streets, swales, or common areas. Boats, trailers, and recreational equipment must be stored out of view.
• Pets: No livestock or poultry. Reasonable number of dogs, cats, or other domestic pets allowed, provided they are not a nuisance. Dogs must be leashed or in a secure fenced area when outside; owners must pick up droppings on roads, beach, or others' property.
• Environmental & vegetation rules: Native vegetation is protected; no cutting of trees with diameter ≥1" at breast height without approval. Each lot must plant three designated trees. Impervious surfaces limited per state stormwater rules. No pumping or filling in swales. Owners must maintain roadside swales for drainage.
• Construction & contractor rules: Exterior of houses must be completed within 1 year of approval; minor improvements within 6 months. Contractors must be licensed, insured (liability $100k/$300k/$50k), and carry workers' comp. Construction only allowed before noon on Saturdays, Sundays, and holidays. Portable toilets and trash dumpsters required; debris must be removed weekly.
• Committee & governance: Until turnover, Declarant acts as Committee. After turnover, a 3-member Committee of owners is appointed by Declarant for 1 year, then elected annually by lot owners (one vote per lot). Quorum for meetings is 40% of votes; if not met, subsequent meeting quorum is 20%. Amendments require 90% owner approval during initial 30-year term, then 2/3 thereafter. Declarant can amend alone until turnover if it doesn't impair the common plan.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.