Habitat for Humanity Dowling Ridge Homeowners Association

What Habitat for Humanity Dowling Ridge Homeowners Association's governing documents say

This is a Declaration of Covenants, Conditions, and Restrictions for Habitat for Humanity Dowling Ridge, a single-family home community in Raleigh, NC, developed by Habitat for Humanity of Wake County. It establishes a homeowners association (HOA) that all homeowners automatically join, and it binds all owners to the rules and assessments described. The document is heavily focused on compliance with Raleigh city code, stormwater management, and the HOA's financial structure.

• HOA membership & governance: Every lot owner is automatically a member of the homeowners association. The association manages common areas, enforces rules, and is governed by a board of directors. Voting rights are tied to lot ownership, and a 10% quorum is required for meetings.
• Assessments & fees: Homeowners must pay annual assessments to fund common expenses, including reserves. For 2006, the annual assessment was $50 per lot. The maximum annual assessment can increase by up to 10% per year without a special vote. Unpaid assessments become a lien on the property and can be foreclosed.
• Common areas & maintenance: The association maintains common areas, including private streets, stormwater control measures, and shared utility lines. It also maintains landscape easements and tree conservation areas. Owners have a non-exclusive right to use common areas, subject to association rules.
• Stormwater & environmental rules: The community must comply with Raleigh's stormwater regulations. The association is responsible for maintaining stormwater control measures, and there are restrictions on disturbing protected open space and trees. Owners may need city permits for certain activities.
• Property use restrictions: There are restrictions on sight triangles (no obstructions between 2 and 8 feet tall), and owners must allow access for repairs and governmental agencies. The declaration also includes easements for utility lines and landscape maintenance.
• Insurance: The association must carry hazard insurance on common areas and liability insurance of at least $1,000,000. Premiums are paid from assessments.
• What this document doesn't cover: This excerpt does not include rules about leasing, pets, architectural review, or age restrictions. It also doesn't specify the exact amount of current assessments or any amenities like a pool or clubhouse.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.