River Oaks Homestead Estates

What River Oaks Homestead Estates's governing documents say

River Oaks Homestead Estates is a planned community of single-family homes in Wilmington, NC, governed by a homeowners association (HOA). This document is the full declaration of covenants, conditions, and restrictions (CC&Rs) that apply to all lots and owners. It covers property rights, assessments, architectural control, and use restrictions.

• What you own & maintain: You own your lot and dwelling; the association maintains common areas (sidewalks, recreation areas, roads, stormwater systems) and carries insurance on common property.
• Assessments & fees: Annual assessments are set by the board and ratified by owners; special assessments may also be levied. Unpaid assessments become a lien on the lot and accrue interest at 18% per year plus late fees and collection costs.
• Architectural review: No exterior improvements or changes (including fences, sheds, landscaping, paint colors) may be made without prior written approval from the declarant or, after surrender, the architectural review committee. Plans must be submitted; approval is deemed if no response within 60 days.
• Leasing & rentals: Owners may lease their lot, but tenants must occupy the residence as their principal residence. The owner forfeits common area use rights while the tenant exercises them.
• Property use restrictions: Lots are for single-family residential use only. No structure, planting, or material may interfere with utility easements. Political signs are regulated (as noted on the first page).
• Common area rules: Owners and guests may use common areas subject to association rules. The association may suspend voting rights for up to 60 days for rule infractions and may charge fees for recreational facility use.
• Voting & membership: Each lot owner is a member with one vote per lot. The declarant retains special rights during the development period (up to 30 years).

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.