Cactus Cove at 90th Street
Recorded covenants run with the land, but there is no mandatory homeowners association collecting dues.
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What Cactus Cove at 90th Street's governing documents say
Cactus Cove at 90th Street is a standard single‑family home subdivision in Phoenix, AZ, governed by this Declaration of Covenants, Conditions, and Restrictions (CC&Rs). All lots are for residential use only, and the Homeowners Association (HOA) has authority to enforce rules, collect assessments, and manage common areas.
- Land use & building restrictions: Each lot must be used for a single‑family residence only. Minimum dwelling cost is $70,000 (based on 2006 cost levels) and minimum floor area is 3,500 square feet (excluding garage, carport, and open porches). Structures are limited to one story; no decks, patios, balconies, roof decks, or exterior staircases are allowed. Accessory structures cannot exceed 15 feet in height and 15 feet in width, and must be set back at least 10 feet from the rear patio line.
- Architectural control: Any exterior alteration, improvement, or new construction (including fences, walls, color schemes) requires prior written approval from the Architectural Committee. Plans and specifications must be submitted; if not approved or disapproved within 30 days, they are deemed disapproved. The committee may refuse approval for aesthetic or other reasons.
- Leasing & rentals: A lot may be rented only in its entirety to a single family. There is no stated minimum lease term. Business activities are prohibited unless conducted entirely inside the residence with no exterior evidence (no customers, signs, or noise). Leasing itself is not considered a business.
- Pets: Only a reasonable number of generally recognized house or yard pets are allowed, kept solely as domestic pets and not for commercial purposes. No structure for animal housing may be visible from neighboring property. Noise or nuisance is prohibited.
- Signs: Only the following signs are allowed: up to two residential identification signs (each up to 72 square inches); one 'For Sale' or 'For Rent' sign (up to 6 square feet); political signs displayed per city ordinance (max 45 days before election and 7 days after); and signs required by legal proceedings. All other signs require Architectural Committee approval.
- Assessments & fees: The maximum annual assessment was initially $1,920 per lot. The Board may increase it by up to 10% per year without member vote; increases above 10% require a two‑thirds vote of each membership class. Special assessments for capital improvements or emergencies require a majority vote. Assessments are a continuing lien on the lot; late fees, interest (10% per annum), and attorney fees apply.
- Parking & vehicles: No boats, RVs, trailers, or campers may be kept in a way visible from neighboring property without Architectural Committee approval. Street parking is allowed only temporarily for guests and service personnel. Garages must be used for parking at least one motor vehicle. Motorcycles and motor vehicles (except lawn equipment) may not be operated on walkways or sidewalks.
- What this document doesn't cover: This full CC&R document does not address rental caps or minimum lease terms, age restrictions (55+), or a specific maximum number of pets. It also does not set specific landscaping requirements beyond general maintenance or define the exact amount of annual assessments beyond the initial maximum.
Key facts from Cactus Cove at 90th Street's documents
- Community type
- HOA (Art. 1.4 (Association defined as Homeown)
- Legal name
- Cactus Cove at 90th Street Homeowners Association, Inc. (Article 1.4)
- Developer / declarant
- Earlie Homes & Associates, Inc., an Arizona corporation (Preamble)
- Governing law
- Arizona Revised Statutes (reference to A.R.S. § 33-1807) (Article 6.9 B(1))
- Special assessments
- May be levied for capital improvements, operating deficits, repairs, etc., with majority approval of Members (Art. 6.4)
- Collections & liens
- Yes, assessment is a continuing lien on Lot; can be foreclosed like a mortgage; lien subordinate to First Mortgage (Art. 6.1, 6.9.B, 6.11)
- Reserves & fees
- Determined by Board, applies if assessment not paid within 15 days of due date (Article 6.9)
- Pets
- Only generally recognized house or yard pets, not for commercial purposes, reasonable number as determined by Architectural Committee (Article 3.2 B)
- Leasing & rentals
- Yes; leasing is not considered a trade or business (Article 3.2 A)
- Architectural approval
- Prior written approval of Architectural Committee required for any improvement, alteration, repair, excavation that alters exterior appearance; plans and specifications must be submitted (Article 3.2 E)
- Signs & flags
- Limited: required legal signs, up to 2 residential ID signs (72 sq in total), one construction sign (6 sq ft), one For Sale/For Rent sign (6 sq ft), one political sign (subject to city ordinances and Arizona Planned Communities Act, display (Art. 3.2.R)
- Setbacks / home size
- Main structure floor area not less than 3,500 square feet, exclusive of garages, carports, and open porches (Art. 3.2.A.1 (Zoning Restrictions, parag)
- Use restrictions
- All Lots shall be used, improved and devoted exclusively to residential use (Article 3.2 A)
- Voting & meetings
- Class A (Owners other than Declarant): one vote per Lot. Class B (Declarant): three votes per Lot until Class A votes equal Class B. (Art. 5.2)
- Amendments
- Declaration may be amended by vote or written consent of 2/3 of each class of Members; amendment must be recorded (Article 10.3)
Community amenities
≈ 11 homes
Related associations
Nearby (within 500 m): Paso Fino Estates · Escondido Manor · Sweetwater Ranch Estates · Scottsdale Vista Homeowners Association
About this HOA
Cactus Cove at 90th Street is a homeowners association in Phoenix, AZ.
HOAproxy has 1 document on file for Cactus Cove at 90th Street: 1 CC&R. Last updated 2026-06-14.
Governing documents
- Declaration of Covenants (2006) (34 pages) — PDF