Cottonwood Canyon
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What Cottonwood Canyon's governing documents say
Cottonwood Canyon is a gated, master-planned single-family community in Maricopa County, Arizona, governed by a homeowners association. The community prioritizes environmental conservation and protection of the Sonoran Desert riparian ecosystem, with strict controls on development, landscaping, and shared infrastructure maintained by the association.
- Lot sizes & development density: Lots must be at least 17.5 acres minimum, with one section allowing as few as 10 acres. The design emphasizes preserving the property's natural topography, rural character, and desert riparian habitat.
- Gated access & security: The community is gated and private, with controlled vehicular access via a solar-powered gate shared by all residents. Gate codes are changed regularly and all owners receive updated codes.
- Water supply & utilities: A shared solar-powered well and water tank serve all lots through common water lines. Water infrastructure is a common expense maintained by the association; owners cannot use alternative water sources without association consent.
- Landscaping & architectural standards: A Design Review Committee must approve all exterior work and modifications. Only plants listed on an 'Approved Plants' exhibit may be used; all other plants are prohibited. All structures must comply with strict Development Standards designed to preserve the desert environment.
- Roads & common areas: The association maintains an unpaved private common road, a bridge across the wash, and natural drainage systems. These shared facilities are funded through annual assessments.
- Assessments & fees: Owners pay annual assessments (calculated per lot and adjusted yearly based on budget) plus special assessments for capital projects like the gate and bridge. Delinquent assessments accrue 18% annual interest; assessment liens rank above all mortgages except property taxes.
- Your maintenance obligations: Each owner must maintain their dwelling and structures in good condition and consistent with Development Standards. If the association determines work is needed and the owner fails to complete it within 30 days of notice, the association may perform the work at the owner's expense plus 18% interest.
- Conservation easements: Owners are encouraged to establish and assign conservation easements to qualified charitable organizations to protect riparian areas and open space on their lots.
Key facts from Cottonwood Canyon's documents
- Community type
- Gated private community on the environmental 'cutting edge' (Recital D: 'a unique gated and private c)
- Legal name
- Cottonwood Canyon Homeowners Association (Section 1.5)
- Units / lots
- Initially three parcels (Brown, Olsen, Jou Spooner). Jou Spooner may be subdivided into lots each not less than 17.5 acres (except one 10-acre lot). (Recital A, Section 4.1)
- Governing law
- Arizona Revised Statutes, Section 33-801 et seq. (referenced in definition of Owner for deeds of trust) (Section 1.30)
- Assessments & dues
- Maximum Annual Assessment for fiscal year ending December 31, 1997: $1,000.00 per Lot. Actual amount determined by Board budget. (Section 9.7)
- Special assessments
- May be levied with approval of a majority of votes at a meeting. Allocated equally among all Lots existing at time effective. (Section 9.9)
- Collections & liens
- Lien secures all assessments, prior and superior to all other liens except taxes and first mortgages. Foreclosure in manner of mortgage foreclosure. Association may bid and acquire lot. Recording of Declaration constitutes record notice of (Section 9.3)
- Reserves & fees
- Budget shall provide reserves for contingencies and replacements. Surplus monies placed in one or more reserve accounts. (Sections 9.5, 9.11)
- Leasing & rentals
- Yes, leasing of a Dwelling Unit is not considered a trade or business. No minimum lease term or other restrictions mentioned. (Section 11.1 (last sentence))
- Architectural approval
- No building, fence, wall, structure, exterior change, grading, or drainage without prior approval of Design Review Committee per Development Standards. (Section 10.3)
- Home business
- Permitted if: not detectable from outside, conforms to zoning, no door-to-door solicitation, no incompatibility, conducted only inside Dwelling Unit, max one non-occupant employee, max 20% floor area, no storage for outside business, no exc (Section 11.1 (a)-(k))
- Setbacks / home size
- Each Dwelling Unit shall contain not less than 1,500 square feet of livable, cooled space, excluding garage space, and not more than 4,500 square feet of indoor cooled living area, exclusive of Permitted Appurtenances. (Section 11.1)
- Insurance
- Each Owner responsible for obtaining own insurance on Lot, improvements, furnishings, personal property, and personal liability. No minimum requirements stated. (Section 7.7)
- Use restrictions
- All Lots and Dwelling Units used exclusively for residential use by a single family. No trade or business conducted except home business meeting strict conditions. (Section 11.1)
- Voting & meetings
- Each Owner of a Lot is a voting Member. One vote per Lot, except owner of north half of Jou Spooner Property gets 4 votes, owner of south half gets 4 votes (8 if single owner). Voting may be assigned to lessee or purchaser with notice. (Sections 5.1.1, 5.2)
- Amendments
- Not explicitly stated for the Declaration generally, but unanimous written consent of Owners required for annexation (Section 1.23), reducing number of Lots (Section 4.2), creating additional Common Area (Section 6.4), selling Common Area ( (Sections 1.23, 4.2, 6.4, 6.6)
Collections & enforcement records
Public records show 1 enforcement filing by this association in 2003.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Cottonwood Canyon is a homeowners association in Phoenix, AZ.
HOAproxy has 1 document on file for Cottonwood Canyon: 1 CC&R. Last updated 2026-07-16.