Camino De La Cruz
Recorded covenants run with the land, but there is no mandatory homeowners association collecting dues.
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What Camino De La Cruz's governing documents say
Camino De La Cruz is a residential lot subdivision in Cave Creek, AZ, with private roads and common areas owned and maintained by a homeowner association. Lot owners automatically become HOA members and pay quarterly assessments for common expenses, and must comply with architectural review and design guidelines for any improvements.
- What you own & maintain: You own your individual lot within a restricted Building Envelope; the Association owns and maintains the private roadways (Camino De La Cruz Drive and De La Camino Circle), gated entrance, landscaping, and common areas through assessed fees.
- Quarterly assessments & fees: Owners pay Regular Assessments quarterly as their proportionate share of common expenses (maintenance, insurance, utilities, landscaping, management). At purchase, you pay an initial contribution equal to 2/3 of one quarterly assessment. Annual budgets are provided 60 days before each fiscal year.
- Architectural review & design control: All exterior improvements must be approved by the Design Review Committee and comply with Design Guidelines before construction. Your lot has a restricted Building Envelope; modifications to this area require committee approval.
- HOA membership & voting: Lot ownership makes you a member with one vote per lot. The Declarant (developer) initially held three votes per lot, a right that terminates 7 years from 1997 recordation, when regular-owner votes exceed developer votes, or when the developer formally relinquishes it.
- Use restrictions: Property must be used for residential purposes only and cannot be further subdivided. Rental of lots is permitted. Equestrian use is allowed; other animals are regulated by association rules.
- Easements & neighboring rights: Utility lines (water, sewer, gas, electricity, cable) may run under or across your lot. Septic tank easements may be placed on your lot to serve adjacent properties. Neighbors may have limited access across your property for repairs within 5 feet of shared boundaries (with notice).
- Enforcement & suspension of privileges: The Association can suspend your common-area use rights for up to 60 days for rule violations or one year for repeated violations (requires 75% Board vote and hearing). Non-payment of assessments also results in suspension. Access to reach your lot cannot be suspended.
- Special assessments for non-compliance: The Association can levy Special Assessments against your lot to bring you into compliance with rules or design guidelines. Capital Improvement Assessments require a 2/3 vote of all members.
Key facts from Camino De La Cruz's documents
- Community type
- residential subdivision (Recitals: 'residential subdivision devel)
- Legal name
- CAMINO DE LA CRUZ HOMEOWNER'S ASSOCIATION (Section 1.3)
- Developer / declarant
- SPUR CROSS 40, L.L.C., an Arizona Limited Liability Company (Opening paragraph)
- Assessments & dues
- Board determines Regular Assessment amount based on annual budget; budget made available to Members at least 60 days before fiscal year; quarterly installments. (Section 6.3.2)
- Special assessments
- May be levied by Association against an individual Lot Owner for costs of compliance, fines, attorneys fees, etc. Also for materials/services benefiting individual Members. (Section 6.4)
- Collections & liens
- Assessment lien on each Lot; automatic upon recording of Declaration. Association may record Notice of Lien after 10-day demand; may foreclose as a realty mortgage and bid at sale. (Section 6.11.1-6.11.3)
- Reserves & fees
- Reserves included in Common Expenses; deposited in separate bank account; deemed contribution to capital; Board determines adequacy in good faith. (Section 6.14)
- Pets
- Section 11.4 titled "Equestrian Privileges and Other Animals" suggests pets allowed, but specific rules not in extracted text. (Table of Contents)
- Leasing & rentals
- Section 11.22 titled "Rental Of Lots" implies leasing allowed; details not in extracted text. (Table of Contents)
- Fences
- Regulated by Design Guidelines; any fence requires approval. (Section 10.2.4, 10.4)
- Architectural approval
- No building, fence, wall, or other structure shall be commenced without approval of Design Review Committee. (Section 10.4)
- Signs & flags
- Section 11.3 titled "SIGNS" but text not provided. (Table of Contents)
- Setbacks / home size
- Building Envelope defines maximum developable area; modifications only by Design Review Committee. (Section 1.6, 10.2.2)
- Maintenance
- Owner: Lot maintenance, repairs, replacements including sewage. Association: Common Areas, Gate Improvements, Paving Improvements. (Section 9.1, 9.2)
- Insurance
- Multi-peril (fire, extended coverage, all-risk) on Common Areas; comprehensive public liability insurance not less than $1,000,000 per occurrence; fidelity bond (discretionary); worker's compensation if needed. (Section 7.2.1-7.2.4)
- Use restrictions
- Not explicitly stated in extracted text but Section 11.1 titled "Residential Use" implies restriction. Insufficient detail in provided document. (Table of Contents (Section 11.1))
- Voting & meetings
- Two classes: Class A (all Owners except Declarant, 1 vote per Lot) and Class B (Declarant, 3 votes per Lot). Class B ceases upon earlier of (1) Class A votes equal or exceed Class B, (2) Declarant relinquishes, (3) 7th anniversary of record (Section 3.3)
- Amendments
- Section 14 in Table of Contents but text not provided. Declarant's right to amend referenced. (Table of Contents (Section 14.4))
About this HOA
Camino De La Cruz is a homeowners association in Cave Creek, AZ.
HOAproxy has 2 documents on file for Camino De La Cruz: 1 amendment and 1 CC&R. Last updated 2026-07-18.