Camino De La Cruz

Cave Creek, AZ
TypeDeed-Restricted
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What Camino De La Cruz's governing documents say

Camino De La Cruz is a residential lot subdivision in Cave Creek, AZ, with private roads and common areas owned and maintained by a homeowner association. Lot owners automatically become HOA members and pay quarterly assessments for common expenses, and must comply with architectural review and design guidelines for any improvements.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Camino De La Cruz's documents

Reflects the 1997 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
residential subdivision (Recitals: 'residential subdivision devel)
Legal name
CAMINO DE LA CRUZ HOMEOWNER'S ASSOCIATION (Section 1.3)
Developer / declarant
SPUR CROSS 40, L.L.C., an Arizona Limited Liability Company (Opening paragraph)
Assessments & dues
Board determines Regular Assessment amount based on annual budget; budget made available to Members at least 60 days before fiscal year; quarterly installments. (Section 6.3.2)
Special assessments
May be levied by Association against an individual Lot Owner for costs of compliance, fines, attorneys fees, etc. Also for materials/services benefiting individual Members. (Section 6.4)
Collections & liens
Assessment lien on each Lot; automatic upon recording of Declaration. Association may record Notice of Lien after 10-day demand; may foreclose as a realty mortgage and bid at sale. (Section 6.11.1-6.11.3)
Reserves & fees
Reserves included in Common Expenses; deposited in separate bank account; deemed contribution to capital; Board determines adequacy in good faith. (Section 6.14)
Pets
Section 11.4 titled "Equestrian Privileges and Other Animals" suggests pets allowed, but specific rules not in extracted text. (Table of Contents)
Leasing & rentals
Section 11.22 titled "Rental Of Lots" implies leasing allowed; details not in extracted text. (Table of Contents)
Fences
Regulated by Design Guidelines; any fence requires approval. (Section 10.2.4, 10.4)
Architectural approval
No building, fence, wall, or other structure shall be commenced without approval of Design Review Committee. (Section 10.4)
Signs & flags
Section 11.3 titled "SIGNS" but text not provided. (Table of Contents)
Setbacks / home size
Building Envelope defines maximum developable area; modifications only by Design Review Committee. (Section 1.6, 10.2.2)
Maintenance
Owner: Lot maintenance, repairs, replacements including sewage. Association: Common Areas, Gate Improvements, Paving Improvements. (Section 9.1, 9.2)
Insurance
Multi-peril (fire, extended coverage, all-risk) on Common Areas; comprehensive public liability insurance not less than $1,000,000 per occurrence; fidelity bond (discretionary); worker's compensation if needed. (Section 7.2.1-7.2.4)
Use restrictions
Not explicitly stated in extracted text but Section 11.1 titled "Residential Use" implies restriction. Insufficient detail in provided document. (Table of Contents (Section 11.1))
Voting & meetings
Two classes: Class A (all Owners except Declarant, 1 vote per Lot) and Class B (Declarant, 3 votes per Lot). Class B ceases upon earlier of (1) Class A votes equal or exceed Class B, (2) Declarant relinquishes, (3) 7th anniversary of record (Section 3.3)
Amendments
Section 14 in Table of Contents but text not provided. Declarant's right to amend referenced. (Table of Contents (Section 14.4))

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Camino De La Cruz is a homeowners association in Cave Creek, AZ.

HOAproxy has 2 documents on file for Camino De La Cruz: 1 amendment and 1 CC&R. Last updated 2026-07-18.

Governing documents

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