Mountain Terrace North
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Mountain Terrace North's governing documents say
Mountain Terrace North is a single-family planned community in Phoenix, Arizona — you own your individual lot and home, while the homeowners association maintains common areas and facilities. The community enforces strict architectural controls requiring prior approval for most exterior changes, and sets restrictions on vehicles, pets, landscaping, and outdoor features; non-payment of assessments results in liens and suspension of common area privileges.
- What you own & maintain: You own your individual lot and home; the association owns and maintains common areas (tracts A–E per the recorded plat). You're responsible for maintaining your lot according to the Architectural Committee's standards.
- Architectural review & exterior changes: Prior written approval from the Architectural Committee is required for any excavation, grading, construction, or exterior alterations (including paint color, roof, windows, etc.). The committee has 60 days to approve or deny; if it doesn't respond within 60 days, approval is automatically granted. Application fees may apply.
- Vehicles & parking: Trucks, trailers, campers, RVs, boats, and similar equipment cannot be parked visibly without approval; temporary parking is allowed for 48 hours per 7-day period. Guest vehicles can park on streets for up to 48 hours per week. Inoperable vehicles cannot be stored except in an enclosed garage. The association can tow violating vehicles at the owner's expense.
- Pets: Only domestic pets (dogs, cats, household birds) are allowed; they must be confined to your lot except on a leash not exceeding 6 feet. Pets cannot make unreasonable noise. The Architectural Committee can determine if a pet is a nuisance.
- Home-based business: Home businesses are allowed only if there is no exterior evidence of the business, it conforms to zoning ordinances, there is no regular outside traffic (except one non-resident employee), no solicitation occurs, and it remains consistent with the residential character without creating hazards or traffic congestion. Renting out your home is not considered a business.
- Outdoor features & landscaping: Clotheslines, A/C units, basketball goals, and similar structures cannot be visible from neighboring properties without approval. Trash must be in covered, approved containers. Utilities must be underground or concealed. Drainage plans cannot be altered. Garages are for vehicle parking only and cannot be converted to living space without approval.
- Assessments & HOA fees: Annual assessments are levied against each lot to cover common area maintenance, insurance, and association operations. Special assessments may be charged for major expenses. Non-payment creates a lien against your property; after 30 days of delinquency, your right to use common areas can be suspended.
- Leasing your home: If you lease your home to a tenant, the tenant has rights to use common areas during the lease term, and you do not. You regain common area rights only after the lease ends.
Key facts from Mountain Terrace North's documents
- Community type
- Single Family Residential (Section 1.34 (Residential Unit) and Sect)
- Developer / declarant
- D. R. Horton, Inc., a Delaware corporation (Recital (first paragraph) and Section 1.)
- Governing law
- Arizona Revised Statutes (references A.R.S. §33-741, §33-801, §33-1102 (implied)) (Section 1.26 (Owner), Section 5.11, Sect)
- Assessments & dues
- Maximum Annual Assessment initially $450 per Lot until January 1 following first conveyance to Purchaser (Section 6.2.3(i))
- Special assessments
- Leviable with assent of 2/3 of votes of each class (in person or by proxy) for capital improvements or major repairs (Section 6.5)
- Collections & liens
- Assessment Lien for unpaid assessments, interest, fees, etc. Priority: subordinate to tax liens and first mortgages. Foreclosure possible by lawsuit or power of sale (Section 6.1, 6.9.2, 6.9.3, 6.9.5)
- Reserves & fees
- Not explicitly required, but Association may establish replacement and maintenance reserves (Section 6.2.1); surplus may be carried forward (Section 6.12) (Sections 6.2.1 and 6.12)
- Pets
- Yes, Permitted Pets (dogs, cats, household birds or other animals commonly kept inside) allowed as domestic pets, not for commercial purposes (Section 3.12)
- Leasing & rentals
- Yes (leasing of Residential Unit by Owner is allowed and not considered a trade or business) (Section 3.11 (last sentence of business )
- Parking & vehicles
- General rules: no parking of trucks, trailers, campers, boats, etc. visible without ARC approval; temporary parking allowed 48 hours in 7-day period; vehicles in garages allowed (Section 3.16)
- Fences
- Not explicitly; walls are addressed in Article 7 (Maintenance) - boundary walls and other walls regulated (Sections 7.5 and 7.6)
- Architectural approval
- Yes, prior written approval of Architectural Committee required for any construction, installation, addition, alteration, repair, change or other work that alters exterior appearance (Section 3.1.2)
- Solar & roof
- Exterior color scheme subject to ARC approval (Section 3.1.2) (Section 3.1.2)
- Home business
- Allowed if: not apparent from outside, conforms to zoning, no regular visitors (except one non-resident employee), consistent with residential character, no nuisance or hazard, no traffic congestion (Section 3.11 (conditions i-v))
- Signs & flags
- No signs visible from neighboring property except: legal required signs, approved residential unit ID signs, and one 'For Sale' sign with ARC approval of size, color, etc. (Section 3.14)
- Maintenance
- Owner maintains Lot and improvements; Association maintains Common Area and Areas of Association Responsibility (Section 7.1, 7.4) (Article 7 generally)
- Use restrictions
- Yes, all Residential Units shall be used exclusively for residential use by a Single Family (Section 3.11)
- Voting & meetings
- Two classes: Class A (Owners other than Declarant) - 1 vote per Lot; Class B (Declarant) - 3 votes per Lot until conversion (Section 5.7)
Management & contact for Mountain Terrace North
- Management company
- AAM, LLC (per 2013 recorded contact filing; may have changed) (source)
Collections & enforcement records
Public records show 25 enforcement filings by this association between 2003 and 2025.
*Distinct properties liened, not filings — one home may be liened repeatedly over the years, so this counts the homes affected.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Mountain Terrace North is a homeowners association in Phoenix, AZ.
HOAproxy has 1 document on file for Mountain Terrace North: 1 CC&R. Last updated 2026-07-16.