Villa De Oro
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Villa De Oro's governing documents say
Villa De Oro is a townhome/attached-home community in Phoenix, AZ, where you own your individual lot and the association maintains the exteriors and shared common areas. This document is the full governing declaration — a rulebook for owners, residents, and the association.
- What you own & maintain: You own your lot (land and home) and are responsible for interior upkeep and glass/patios. The association maintains roofs, gutters, exterior surfaces, walks, landscaping, and the common areas. Damage caused by owner negligence is billed to the owner.
- Assessments & fees: Annual assessments start at a maximum of $234 per lot and can rise up to 10% each year without a vote. Special assessments for capital improvements require approval by two-thirds of each voting class. Unpaid assessments accrue 6% interest, become a lien on the lot (subordinate to first mortgages), and can lead to suspension of common-area use and voting rights.
- Architectural review: No exterior structures, additions, or alterations may be built without written approval from the board or an architectural committee. Plans must be approved or disapproved within 30 days; if no decision in 30 days, approval is deemed given.
- Party walls: Walls built on lot dividing lines are party walls. Repair costs are shared in proportion to use. Disputes are resolved by arbitration (each party picks an arbitrator, majority decides).
- Rights to common area: Every owner has an easement to use the common areas. The association may charge reasonable fees for recreational facilities. Use and voting rights can be suspended for unpaid assessments or for up to 60 days for rule infractions. Owners may delegate their common-area use to family, tenants, or contract purchasers.
- Leasing & rentals: The declaration does not restrict lease terms or number of rentals. However, tenants may use common areas only if the owner delegates that right.
- Amendments & annexation: The declaration runs for 20 years from recording, then auto-renews for 10-year periods. Amendments within the first 20 years need 90% owner approval; after that, 75%. Additional residential land may be annexed with two-thirds vote of each class.
Key facts from Villa De Oro's documents
- Legal name
- VILLA DE ORO ASSOCIATION (Article I, Section 1)
- Assessments & dues
- Board of Directors fixes annual assessment at an amount not exceeding the maximum (Article V, Section 3(b))
- Special assessments
- For capital improvements, requires assent of two-thirds (2/3) of votes of each class at a meeting called for that purpose (Article V, Section 4)
- Collections & liens
- Assessments are a continuing lien on the lot and a personal obligation of the owner at the time due. Association may foreclose the lien. Lien subordinate to first mortgage. Sale under foreclosure extinguishes prior assessment liens. (Article V, Sections 1, 8, 9)
- Voting & meetings
- Two classes: Class A (owners) – one vote per lot; Class B (Declarant) – four votes per lot owned until Class A votes equal Class B votes, then Class B converts to Class A (Article III, Section 2)
- Amendments
- First 20 years: amendment requires instrument signed by not less than 90% of lot owners. Thereafter: 75% of lot owners. Any amendment must be recorded. (Article VIII, Section 3)
Management & contact for Villa De Oro
- Management company
- Elan Community Management (per 2013 recorded contact filing; may have changed) (source)
Collections & enforcement records
Public records show 24 enforcement filings by this association between 1993 and 2022.
*Distinct properties liened, not filings — one home may be liened repeatedly over the years, so this counts the homes affected.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Villa De Oro is a homeowners association in Phoenix, AZ.
HOAproxy has 4 documents on file for Villa De Oro: 3 amendments and 1 CC&R. Last updated 2026-07-17.