Saddle Creek Ranch

San Tan Valley, AZ
TypeHOA
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What Saddle Creek Ranch's governing documents say

Saddle Creek Ranch is a single-family home HOA in San Tan Valley, AZ. These Covenants, Conditions, and Restrictions (CC&Rs) bind all lot owners and residents to a detailed set of rules aimed at preserving the community's residential character and property values.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Saddle Creek Ranch's documents

Reflects the 2003 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Covenant / Planned Community
Legal name
Saddle Creek Ranch
Developer / declarant
Cornerstone Saddle Creek, LLC (for main declaration); Wasser & Winters Company and Cornerstone Saddle Creek, LLC (for groundwater declaration) (Preamble; DOC 74803 Recital A)
Assessments & dues
Pro-rata based on number of Lots owned if majority of Owners approve (Section 3.1); not a formal HOA (Section 3.1)
Collections & liens
Yes, for landscape maintenance costs (Section 3.1) and for enforcement costs (Section 5.1); groundwater declaration creates a lien for Replenishment Assessment (DOC 74803 Section 3.1) (Sections 3.1, 5.1; DOC 74803 3.1)
Reserves & fees
Default interest at 18% per annum on unpaid costs (Section 5.1)
Pets
Yes, generally recognized house or yard pets allowed; no animals before certificate of occupancy; horses allowed on vacant lots with approval (Section 4.19)
Parking & vehicles
Vehicles kept in garage or driveway only (Section 4.31(a))
Home business
Allowed if not detectable from outside, conforms to zoning, no door-to-door solicitation, max 1 employee, no traffic congestion, no hazardous materials, consistent with residential character (Section 4.18)
Signs & flags
No signs visible from neighboring property except for sale/lease signs (max 500 sq in, no closer than 6 ft to street), numbering, and other signs approved by Design Review Committee (Section 4.12)
Use restrictions
All Dwelling Units shall be used exclusively for residential use by a Single Family (Section 4.18)
Voting & meetings
For amendments: 75% of Lots; for termination: 90% of Lots; for appointing Design Review Committee: majority of Owners (Sections 8.1, 8.2, 6.1)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Saddle Creek Ranch is a homeowners association in San Tan Valley, AZ.

HOAproxy has 2 documents on file for Saddle Creek Ranch: 2 CC&Rs. Last updated 2026-06-14.

Governing documents

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