Channel Harbor Owners Assn Inc

What Channel Harbor Owners Assn Inc's governing documents say

This is an amendment to the Declaration and Bylaws of Channel Harbor Owners Association, a condominium community in Holden Beach, NC. It clarifies that certain interior items (wall-hanging cabinets, built-in appliances, wall-to-wall carpet) are considered common areas for insurance purposes only, meaning the association's master policy covers damage to those items from insured perils, but the unit owner remains responsible for normal maintenance, upkeep, and repairs.

• What you own & maintain: Unit owners are responsible for normal maintenance, upkeep, and repairs of all interior items, including wall-hanging cabinets, built-in appliances, and wall-to-wall carpet. The association is only liable for damage to those items caused by an insured peril.
• Insurance: For insurance purposes only, wall-hanging cabinets, built-in appliances (excluding hot water heaters), and wall-to-wall carpet within each unit are treated as common areas. The association's master policy covers damage to these items from insured perils, but the association is not liable for any other costs or expenses related to them.
• Use of common areas: The designation of certain interior items as common areas for insurance does not allow anyone other than the unit owner, their lessees, invitees, and guests to use those items.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.