Harbor Oaks
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
association language present (entity×70, governance×3)
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What Harbor Oaks's governing documents say
Harbor Oaks is a condominium community in Wilmington, NC — you own your individual unit and share ownership of the building's common elements, which the association maintains and insures. This declaration governs Phase One (64 units) and allows the developer to add up to 200 more units in future phases through 1988.
- What you own & maintain: You own the interior of your unit (including non-load-bearing walls, interior finishes, windows, and doors) and must maintain all interior surfaces, appliances, HVAC, plumbing, and electrical lines within the unit. The association maintains all common areas, structural elements, and utility lines up to the point they enter your unit.
- Use restrictions: Units are restricted to single-family residential use only — no time-share or interval ownership. No immoral, offensive, or unlawful use is allowed, and you cannot create a nuisance or interfere with other owners' peaceful enjoyment.
- Structural & exterior alterations: You must get written approval from the association before making any structural modifications or changes to the exterior (including painting, antennas, or anything protruding through walls or roof). No changes to common areas (fences, landscaping) without approval.
- Leasing & rentals: The document does not specify minimum lease terms or restrictions on leasing beyond the general single-family residential use requirement. Check the association's rules and regulations for any additional rental policies.
- Pets: The document does not mention pet restrictions. Check the association's rules and regulations for any pet policies.
- Parking: The association has the right to make permanent and temporary assignments of parking spaces and to establish regulations concerning parking use.
- Insurance: The association carries master property insurance on the building and common areas (fire, extended coverage, liability) paid as a common expense. You may obtain your own insurance for your unit, personal property, and liability.
- Developer rights & future phases: The developer (Declarant) may add up to 200 additional units in future phases through December 31, 1988, without unit owner consent. The developer can adjust ownership percentages and voting rights for all units when adding phases.
Key facts from Harbor Oaks's documents
- Community type
- Condominium (Article I: Submission to Chapter 47A (Un)
- Developer / declarant
- COASTAL CAROLINA DEVELOPERS, INC.
- Governing law
- Chapter 47A of the North Carolina General Statutes (Unit Ownership Act) (Article I; Article II.A)
- Assessments & dues
- Common expenses shared by unit owners in the same proportions that the undivided interest in the common areas and facilities appurtenant to each owner's unit bears to the total of all undivided interests (Article VII.D)
- Special assessments
- Permitted; Association may levy special assessment for repairs necessitated by owner's failure, and for alterations benefiting specific units (Article VII.E(5) (owner failure); Articl)
- Reserves & fees
- Common expenses include a capital reserve for repair, maintenance, and replacement (Article II.H)
- Fences
- No fence may be fixed to or constructed on common areas without written consent of Association (Article V.D (prohibition on fixing objec)
- Architectural approval
- Written consent of Association required for structural modifications or alterations to unit; for any exterior improvements (including painting, antennas, air conditioning units); and for any changes to common areas (including fences, planti (Article V.D)
- Setbacks / home size
- This building: 11 stories; future buildings: not more than 18 stories (Article II.D (11 stories); Article III.E)
- Maintenance
- Association: maintains common areas and facilities (including structural elements, conduits, etc.); Owner: maintains interior of unit (walls, floors, ceilings, appliances, windows, etc.) and must keep unit in good condition (Article VII.E(1) and E(4))
- Insurance
- Association shall insure all buildings and improvements and personal property included in common areas for maximum insurable replacement value (excluding foundation and excavation) with extended coverage and other risks; also public liabili (Article VII.F(2) and (3))
- Use restrictions
- Each unit restricted to single-family residential use by owner, immediate family, guests, invitees, and lessees; no time-share or interval ownership (Article V.A)
- Voting & meetings
- As provided in Article VI of Articles of Incorporation; membership mandatory for all unit owners (Article VII.B)
- Amendments
- Article IX referenced; change to fractional interest requires unanimous consent of all unit owners expressed in amended Declaration duly recorded (Article III.F) (Article IX (table of contents); Article )
Management & contact for Harbor Oaks
- Management company
- Seacoast Realty (source)
- Phone
- 9102623778 (source)
Related associations
Nearby (within 500 m): Hammocks at Southport · Waters at Southport
About this HOA
Harbor Oaks is a homeowners association in Southport, NC.
HOAproxy has 1 document on file for Harbor Oaks: 1 CC&R. Last updated 2026-06-01.
Governing documents
- Declaration of Covenants (1983) · Bk 1229/Pg 821 (15 pages) — PDF