Whisper Ridge

What Whisper Ridge's governing documents say

Whisper Ridge is a single-family home community in Fountain Hills, AZ, governed by a homeowners' association (HOA). Every homeowner automatically becomes a member of the Whisper Ridge Community Association. The Declaration of Covenants, Conditions and Restrictions (CC&Rs) sets out the rules for the property, including maintenance obligations, architectural standards, use restrictions, and assessments. The document also reserves significant rights for the developer (Declarant) during the development period.

• Membership & voting: Every Lot owner is a member of the Association. Voting rights are one vote per Lot for Class A members (owners), and three votes per Lot for the Class B member (Declarant) while it holds that membership. Class B membership converts to Class A when 90% of Lots are sold, after 20 years, or upon Declarant's election.
• Assessments: The Association levies Annual Assessments and may levy Special Assessments. Assessments are secured by a lien on the Lot. Maximum Annual Assessment can be increased by up to 10% per year without member vote. Additional Assessments may be levied for Common Expenses benefiting only certain Lots.
• Maintenance responsibilities: The Association maintains Common Area, including landscaping, structures, private streets (in Tract B), and boundary walls facing public streets. Each Owner is responsible for maintaining their Lot's structures and landscaping, including between the Lot and the private street. The Association may perform needed maintenance and charge the Owner, plus interest and lien.
• Architectural review: All exterior improvements, changes, and additions to a Lot must be approved by the Architectural Committee. Owners must submit plans for review. The Committee may adopt rules and standards. Interior changes do not require approval unless they affect the exterior.
• Use restrictions: Lots are for single-family residential use only. Specific restrictions include: no temporary structures without approval; no basketball goals visible from neighboring property; no antennas or satellite dishes visible from neighboring property; no outdoor burning; no nuisances; and compliance with all rules regarding parking, vehicles, pets, and leasing.
• Leasing & rentals: Leasing is permitted but subject to restrictions. Leases must be in writing and comply with the Declaration. Tenants must abide by all Association rules. The Owner remains responsible for their tenant's compliance. The Association may require copies of leases.
• Pets: The document includes a section on pets, but the specific rules (number, size, breed restrictions) are not legible in this excerpt. Owners should refer to the full Declaration and Association Rules for pet limitations.
• Insurance: The Association carries hazard, liability, flood, and fidelity bond insurance as described in Article 5. Owners must obtain their own liability and hazard insurance for their Lot and structures. The Association's insurance is primary.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.