Settler's Point
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Settler's Point's governing documents say
Settler's Point is a planned residential community (single-family homes with shared common areas) governed by a homeowners association (HOA). This document is a partial, re-recorded Declaration of Covenants, Conditions and Restrictions; it establishes the HOA, assessments, and use rules, but the text is truncated and missing key sections (e.g., leasing, architectural details).
- What you own & maintain: You own your lot (including the residential structure) and have an easement to use the common areas. The HOA maintains common areas; you maintain your lot, including landscaping and structures. Party walls between lots may exist (see Section 12).
- Assessments & fees: Each owner pays a proportionate share of common expenses. Initially, the maximum annual assessment per lot is $360. Thereafter, it can be increased annually by the greater of 10% or the CPI change, unless two-thirds of members approve a larger increase. Special assessments require a two-thirds vote. Late payments incur 18% interest and a lien on the lot.
- Use & occupancy restrictions: Lots are for residential use only. Restrictions cover landscaping, temporary structures, signs, pets, nuisances, vehicles, lighting, air conditioners, antennas, trash, clotheslines, and vegetation. No mining or activities that impair safety. The HOA may adopt additional rules.
- Architectural control: An Architectural Committee reviews and approves plans for improvements or alterations. Submission of plans is required; the committee may charge a fee and inspect work. Appeals can be made to the HOA Board.
- Leasing & rentals: Section 16 is titled 'Rental Lots' but its text is missing from this excerpt. The document does not specify lease minimums or restrictions in the available text.
- What this document doesn't cover: This is a partial document. Missing sections include the full text on rental lots (Section 16), specifics on insurance coverage (Section 10 is cut off), and any rules regarding amenities, parking, or enforcement procedures. Additionally, the document does not include any age restriction or affordability provisions.
Key facts from Settler's Point's documents
- Community type
- planned residential community (Recitals B)
- Legal name
- Settler's Point Owners Association (Section 1.2)
- Developer / declarant
- Settler's Point, Inc., an Arizona corporation (Opening paragraph)
- Assessments & dues
- Maximum $360.00 per year prior to January 1 of the year following first conveyance of a completed Lot. (Section 7.7)
- Special assessments
- May be levied with consent of two-thirds of each class of Members when funds are inadequate. Amount determined by Board, levied in proportion to Fractional Interest, secured by Section 7 lien. (Section 7.8)
- Collections & liens
- Unpaid assessments (plus interest, costs, attorneys' fees, late charges) constitute a lien on the Owner's Lot, subordinate to a First Mortgage. Association may foreclose the lien in the same manner as realty mortgages in Arizona. (Sections 7.3 and 7.5)
- Reserves & fees
- Board may establish and maintain reserves for contingencies, replacements, and other proper purposes, funded from regular assessments or special assessments. (Section 7.1)
- Voting & meetings
- Two classes: Class A (each Lot one vote) and Class B (Developer, three votes per Lot until conversion) (Section 4.3)
About this HOA
Settler's Point is a homeowners association in Phoenix, AZ.
HOAproxy has 3 documents on file for Settler's Point: 2 amendments and 1 CC&R. Last updated 2026-07-18.