Mirage Condominiums Xxviii
You own a unit plus a share of the common elements; the association maintains the building and grounds.
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What Mirage Condominiums Xxviii's governing documents say
Mirage Condominiums XXVIII is a small condominium community in Fountain Hills, AZ, with only two units. This Declaration governs unit ownership, use restrictions, maintenance, and association operations. Owners share equal interests in common elements and assessments.
- Use & occupancy: Each unit and its limited common elements must be used exclusively for single-family residential purposes. No business or gainful occupation is allowed, though owners may keep personal records or handle business calls from their unit.
- Architectural control: Exterior changes (including solar devices, satellite dishes, antennas, and clotheslines) are restricted and require written consent from the adjoining unit owner. The community is also subject to the Fountain Hills Committee of Architecture; the more restrictive rule applies.
- Maintenance responsibilities: Each unit owner must maintain, repair, and replace the interior of their unit and any limited common elements allocated to them (e.g., yard, patio, exterior doors and windows). The Association is responsible for common element maintenance, but if it fails, each owner must maintain the common area contiguous to their unit.
- Insurance: Each owner must carry fire, casualty, and liability insurance on their unit (full replacement value) and maintain at least $500,000 in liability coverage jointly with the adjoining unit owner. Proof of insurance must be provided to the adjoining owner.
- Assessments: Common expenses are assessed equally between the two units. Assessment liens are subordinate to first mortgages; a foreclosure sale extinguishes prior unpaid assessments, which may be reallocated as a common expense.
- Amendment & mortgagee rights: Most amendments require unanimous consent of unit owners (100% of votes). First mortgagees have extensive rights, including approval over material changes to the declaration, and must receive notice of delinquencies, insurance lapses, and proposed actions.
Key facts from Mirage Condominiums Xxviii's documents
- Community type
- condominium (Article 2: 'submitted to a Condominium i)
- Developer / declarant
- Scott Properties, Inc., an Arizona corporation (Opening paragraph: 'by Scott Properties,)
- Governing law
- Arizona Condominium Act, A.R.S. § 33-1201, et seq. (Article 1.1: 'meanings specified for suc)
- Assessments & dues
- Board adopts budget for fiscal year; total estimated common expenses assessed against each Unit in proportion to its Common Expense Liability. (Article 7A)
- Collections & liens
- Assessment Lien subordinate to First Mortgage; upon foreclosure of First Mortgage, title free of claims for unpaid assessments that became payable prior to sale. (Article 7B)
- Leasing & rentals
- Not explicitly restricted; leasing is referenced in Section 9.1(A)(x) as a matter requiring mortgagee consent for amendment, implying leasing is permitted. (Section 9.1(A)(x): 'Leasing of Units')
- Parking & vehicles
- No inoperable vehicle may be stored or parked so as to be Visible From Neighboring Property. (Section 4.9)
- Architectural approval
- Architectural Committee regulates external design, appearance, use, and maintenance. Structural additions/alterations or changes to exterior color/texture require prior written approval of adjacent Unit owner. Also subject to Fountain Hills (Sections 6.3, 4.3, 4.12)
- Solar & roof
- No solar collection or energy device visible from Neighboring Property may be placed without advance written consent of adjacent Unit owner. (Section 4.1)
- Home business
- Prohibited except personal business records/calls/correspondence from unit. (Section 4: 'but a Unit Owner may maintai)
- Signs & flags
- Declarant may maintain advertising or sales signs on Common Elements during sales period (Section 3.3). No general sign restriction for owners. (Section 3.3(A))
- Maintenance
- Association has duties jointly determined by Unit Owners. Each Unit Owner maintains his Unit and Limited Common Elements allocated to him. If Association fails to maintain Common Elements, each Owner must maintain Common Elements contiguous (Sections 5, 5.1(A), 5.1(B))
- Insurance
- Each Purchaser must maintain fire, casualty, and liability insurance on his Unit for full replacement value, with carrier rated B+ or better by Best's. Liability coverage of at least $500,000 combined with adjoining Unit owner (if no higher (Article 8)
- Use restrictions
- Each Unit and Limited Common Elements shall be used exclusively for residential use by a Single Family; no gainful occupation, profession, trade, or nonresidential use. (Section 4)
- Voting & meetings
- Each Unit has one vote; allocated equally among Units. (Section 2.3)
- Amendments
- Requires 100% vote of Unit Owners for most amendments, except Declarant may amend during Declarant Control to comply with law or correct errors without consent. Mortgagee consent required for certain amendments (100% of Eligible Mortgage Ho (Sections 10.4, 9.1)
About this HOA
Mirage Condominiums Xxviii is a homeowners association in Fountain Hills, AZ.
HOAproxy has 1 document on file for Mirage Condominiums Xxviii: 1 CC&R. Last updated 2026-07-16.