Clover Farms
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Clover Farms's governing documents say
Clover Farms is a single-family home subdivision in Phoenix, AZ, governed by a homeowners' association (HOA). These Covenants, Conditions, and Restrictions (CC&Rs) apply to all lot owners and residents, establishing rules for property use, maintenance, and architectural standards.
- Architectural review: All exterior improvements, including landscaping, fences, and repainting, require prior approval from the Design Review Committee. Fences must be masonry, side/rear fences max 6 ft high, front yard landscaping must be completed within 120 days of purchase.
- Vehicle & parking rules: Only passenger vehicles (including SUVs, vans, and 3/4-ton pickup trucks) in operating condition may be parked in garages or driveways. No commercial vehicles, boats, trailers, or recreational vehicles allowed on lots unless concealed in a rear yard with restrictions. Basketball goals are prohibited.
- Animals: Only a reasonable number of household pets allowed; no livestock, poultry, or commercial breeding. Pets must be leashed outside, and owners must remove waste. No nuisances.
- Use restrictions: Each lot may have only one detached single-family dwelling, max two stories, with an attached two-car garage. No home businesses, mobile homes, or temporary structures (e.g., tents, trailers) permitted.
- Assessments & fees: The HOA levies annual assessments, which may increase up to 10% per year without a membership vote; larger increases require a two-thirds vote. New owners pay a working capital fund equal to 1/6 of the annual assessment and a transfer fee set by the Board.
- Signs & flagpoles: No signs visible from public view except standard mailboxes and residential nameplates. One American flagpole allowed per lot, max 12 ft high, flag max 3 ft x 5 ft, placed at least 10 ft from property lines.
- Leasing: Rental of a lot or dwelling is permitted only as an entire unit to a single family. No short-term or partial rental is mentioned; the document does not specify a minimum lease term.
Key facts from Clover Farms's documents
- Community type
- homeowners association (Article I (f): Clover Farms Homeowners’ )
- Legal name
- Clover Farms
- Developer / declarant
- Brown Family Communities
- Governing law
- Arizona Revised Statutes (Article I (cc): references ARS 33-741 th)
- Assessments & dues
- Initially $10.00 per month in excess of assessment actually charged per month until January 1 of year following first conveyance; then Board can increase up to 10% annually without vote (Article VI Section 3(a) and (b))
- Collections & liens
- Assessment creates a continuing lien on the Lot; may be foreclosed in same manner as real property mortgages (Article VI Section 1)
- Reserves & fees
- Amount established from time to time by the Board, paid by each purchaser upon becoming Owner (Article VI Section 10)
- Pets
- Yes; reasonable number of generally recognized house or yard pets allowed by local zoning (Article III Section 6)
- Leasing & rentals
- Yes, but only entirety of Lot/dwelling unit to a single family (Article III Section 1)
- Parking & vehicles
- Commercial vehicles may not be parked on streets; no vehicle may be parked on landscaped areas (Article III Section 4(a))
- Fences
- No hedge over 3 ft in front nearer than plane of front exterior wall; side/rear fence, wall, hedge max 6 ft high; all fences must be masonry; no chain link without DRC approval (Article III Section 7)
- Architectural approval
- Yes, Design Review Committee approval required for any building, structure, landscaping, modification, alteration, repainting (Article IV Section 2)
- Solar & roof
- Solar panels and water heaters must be concealed from other Lots, streets, alleys; not placed on roof unless approved by DRC (Article III Section 12)
- Home business
- Prohibited: 'no activity ... not related to single family residential purposes' (Article III Section 2)
- Signs & flags
- No sign of any kind displayed to public view except traditional mailboxes and residential name plates with occupant’s name and address; Declarant exempt during sales activities (Article III Section 13)
- Setbacks / home size
- Subject to recorded subdivision plat minimum and maximum setback requirements (Article II Section 1)
- Maintenance
- Owner responsible for keeping roofs in good repair (Article III Section 9)
- Insurance
- Comprehensive general liability (min $1 million), property insurance (100% replacement cost), workers’ compensation, and other insurance as determined by Board (Article VIII Section 1)
- Use restrictions
- Yes; only one detached single family dwelling per Lot, not to exceed two stories, residential purposes only; no mobile homes, trailers, garage apartments, apartment houses; no commercial, professional, manufacturing (Article III Section 1)
- Voting & meetings
- Class A: one vote per Lot owned; Class B: three votes per Lot owned for Declarant (Article V Section 3)
Collections & enforcement records
Public records show 92 enforcement filings by this association between 2005 and 2026.
*Distinct properties liened, not filings — one home may be liened repeatedly over the years, so this counts the homes affected.
Source: Maricopa County Recorder and Maricopa County Superior Court public indexes.
About this HOA
Clover Farms is a homeowners association in Phoenix, AZ.
HOAproxy has 1 document on file for Clover Farms: 1 CC&R. Last updated 2026-06-14.
Governing documents
- Declaration of Covenants (2003) (31 pages) — PDF