Karma Subdivision
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Karma Subdivision's governing documents say
Karma Subdivision is a single-family home community in Phoenix, AZ, governed by a homeowners' association (HOA). This Declaration of Covenants, Conditions, Restrictions, and Easements (CC&Rs) applies to all lot owners, residents, and occupants. It establishes rules for land use, maintenance, assessments, and common area access, and is recorded and runs with the land.
- Single-family use & occupancy: Each lot is for single-family residential use only. 'Single family' means persons related by blood, marriage, or adoption, or up to three unrelated persons living together as a household. Group homes, boarding houses, and similar uses are prohibited.
- Leasing & rentals: Leasing is permitted but subject to HOA rules and restrictions detailed in Section 5.22 (text not fully legible). Owners must comply with all governing documents and may be responsible for tenant violations.
- Pets & animals: Pets are regulated under Section 5.23 (specific limits not visible in excerpt). Animals must not create nuisances, and the HOA may adopt additional rules.
- Parking & vehicles: Vehicles must be parked in a garage or driveway on the owner's lot. No inoperable vehicles, RV storage, or commercial vehicles with visible signage (except small door decals) are allowed. Guest parking is limited to designated community spaces and cannot exceed 24 consecutive hours.
- Assessments & fees: The HOA levies annual, special, and maintenance assessments on each lot. Assessments are a lien on the property. Delinquent amounts may incur collection costs, interest, and suspension of common area use rights (except road access).
- Maintenance responsibilities: The HOA maintains common areas, including tracts A–F, streets, and landscaping. Owners maintain their lots, dwellings, and any improvements. The HOA has easement rights to inspect and maintain common elements on or near lots.
- Architectural & design review: All development and exterior changes must comply with the City of Phoenix Single-Family Residential Housing Design Review Development Agreement (attached as Exhibit C). Prior city approval is required for any building permit. The HOA and Declarant also have oversight.
- Prohibited uses & nuisances: No offensive or hazardous activities, nuisances, or illegal uses are permitted. Rubbish accumulation, excessive dust, and anything interfering with others' quiet enjoyment are prohibited. Construction activities must be kept neat.
Key facts from Karma Subdivision's documents
- Community type
- Planned community (subdivision) known as Karma Subdivision (Article II Section 2.1)
- Units / lots
- 11 (Lots 1 through 11 inclusive) (Section 1.36)
- Developer / declarant
- BVI - 1317, LLC, an Arizona limited liability company (Preamble)
- Governing law
- Arizona Revised Statutes (implied, not explicitly cited) (References to A.R.S. § 33-1809, §33-1818)
- Special assessments
- Permitted; levied by Board pursuant to Section 8.8. (Section 8.8)
- Collections & liens
- Assessment Lien created (Section 8.1); Association remedies include lien enforcement (Article IX). (Section 8.1, Article IX)
- Reserves & fees
- Reserve Fund Assessment referenced in Section 8.11.2. (Section 8.11.2)
- Pets
- Yes, reasonable number of generally recognized house pets only; not for commercial purposes. (Section 5.23)
- Leasing & rentals
- Yes, entire Dwelling Unit may be leased by written lease. (Section 5.22)
- Parking & vehicles
- Included in 'Vehicle' definition (Section 5.9.1) and subject to same parking restrictions. (Section 5.9.1)
- Fences
- Owners must repair/maintain exterior visible surfaces of walls (Section 5.18). Party walls governed by Section 5.19. Perimeter walls: Association repaints exterior side, Owner repaints interior side (Section 5.20). (Sections 5.18, 5.19, 5.20)
- Signs & flags
- American Flag and other flags protected by law cannot be prohibited by this Declaration (Section 5.32). (Section 5.32)
- Insurance
- Association may purchase insurance for Common Area (Section 12.3). (Section 12.3)
- Use restrictions
- No structure other than one private, detached Single Family residence per Lot (Section 5.17). (Section 5.17)
- Amendments
- Article XIV provides for amendments (Section 14.2). (Section 14.2)
About this HOA
Karma Subdivision is a homeowners association in Phoenix, AZ.
HOAproxy has 2 documents on file for Karma Subdivision: 1 amendment and 1 CC&R. Last updated 2026-07-18.