Saddle Ranch Estates
Homeowners association — you own your lot and home; the association maintains common areas and enforces covenants.
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What Saddle Ranch Estates's governing documents say
Saddle Ranch Estates is a single-family residential homeowners association in Phoenix, Arizona (Units I and II), where you own your lot and home subject to strict architectural controls and lot-use restrictions enforced by an Architectural Control Committee.
- Architectural review required: All structures—homes, garages, pools, fences, grading—require written approval from the Architectural Control Committee before construction. The Committee evaluates aesthetic suitability, materials, and harmony with surroundings and may refuse approval if unsatisfactory.
- Building standards: Single-family dwelling only (max 2 stories); minimum 2,500 sq ft living area in Unit I, 2,200 sq ft in Unit II. Construction materials: block, brick, or stucco; roofs slate or tile; driveways concrete. Detached garage (if separate): 24'×30' minimum, set back 30 feet from front/back property lines, 10 feet from side lines. Construction must complete within 9 months.
- Lot appearance & screening: All air conditioning, antennas, vehicles, trailers, RVs, clotheslines, and storage must be completely hidden from neighbors' view and streets. Front yards must be landscaped within 100 days of occupancy; hedges capped at 6 feet (or 3 feet).
- Parking & vehicles: Street parking prohibited unless garage/driveway is used for at least 2 operational vehicles; if needed, allowed only in front of your lot, at least 25 feet from intersections, max 24 hours without use. Buses, commercial trucks, RVs, boats, motorcycles require board approval and must be screened.
- Pets: Only cats and dogs permitted; no other animals, poultry, farm animals, or equines allowed.
- Assessments & fees: Semi-annual assessments due June 1 and December 1; if unpaid by the 10th, late charge is $10 or 5% of overdue amount (whichever greater), plus 12% annual interest. Accounts over 90 days delinquent may incur $150 lien processing fee and collection action.
- Governance: Governed by Board of 5–9 directors (must hold property in Saddle Ranch) elected annually by lot owners. Board meets at least 2 times yearly. Architectural Control Committee reviews and approves all plans for structures and grading.
Key facts from Saddle Ranch Estates's documents
- Community type
- Homeowners' Association (Title: 'BY-LAWS OF SADDLE RANCH HOMEOWNE)
- Collections & liens
- Association may record a notice of delinquent assessment and lien against the lot; member owes a delinquency processing and recording fee of $150.00. (SECTION III.7)
- Reserves & fees
- Late charge for annual assessment semi-annual payment not received by 10th day: greater of $10.00 or 5% of late portion. Same for other assessments. (SECTION III.2 and III.3)
- Pets
- Only cats or dogs as household pets are allowed. No other animals or poultry, including farm animals and equines. (SECTION II.20)
- Parking & vehicles
- All vehicles, trucks, trailers, campers, recreational vehicles, or boats shall be stored in the rear yard and screened from view from streets and neighboring dwellings. (SECTION II.15)
- Fences
- Fencing must be block, on or within property line; any portion visible from street must be stuccoed. (SECTION II.6: FENCING MUST BE BLOCK, FEN)
- Architectural approval
- No building, tennis court, swimming pool, fence, wall, or other structure or grading shall be commenced, erected, or maintained until grading plans, specifications, materials, and color are approved in writing by the Architectural Control C (SECTION II.7)
- Solar & roof
- Roofs must be only of slate or tile material. (SECTION II.6: ROOFS MUST BE ONLY OF SLAT)
- Home business
- No business or commercial enterprise of any kind shall be conducted in or from any dwelling unit. (SECTION II.3: NO BUSINESS OR COMMERCIAL )
- Signs & flags
- One 'For Rent' or 'For Sale' sign not over 15 x 23 inches allowed. No other advertising signs, billboards, unsightly objects or nuisances. (SECTION II.21)
- Setbacks / home size
- Minimum fully enclosed floor area devoted to living purposes: Unit I: 2500 sq ft; Unit II: 2200 sq ft. Exceptions allowed with written approval from Architectural Control Committee. (SECTION II.5)
- Use restrictions
- All lots shall be for residential purposes only. (SECTION II.1: ALL OF THE LOTS OF SADDLE )
About this HOA
Saddle Ranch Estates is a homeowners association in Phoenix, AZ.
HOAproxy has 5 documents on file for Saddle Ranch Estates: 4 amendments and 1 CC&R. Last updated 2026-07-18.
Governing documents
- Document (1 page) — PDF
- Document (9 pages) — PDF
- Document (11 pages) — PDF
- Document (1 page) — PDF
- Document (19 pages) — PDF